Get a $25 Bonus from Lending Club
This is just a reminder that the good folks at Lending Club are offering FCN readers a $25 signup bonus* just for opening an account.
Here’s how it works…
1. Visit Lending Club using a link in this post
2. Open and activate a lender account
3. The $25 will be automatically deposited in your account shortly
That’s it. Note that there are some eligibility requirements for opening a Lending Club account (must be 18, certain states excluded, etc.), but those should quickly become apparent when you click through.
*Note: The signup page won’t say anything about the bonus, but they’ll be able to track and credit you using the special link in this post.
Disclaimer: Discover is a paid advertiser of this site.
Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.
Filed under: Saving & Investing
About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!
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August 26th, 2009 at 4:53 pm
I found out from the last time Nickel posted this and going through the Lending Club sign up process that Lending Club does not allow lending for residents of Alabama. Nor does Prosper.com.
August 26th, 2009 at 4:56 pm
Lysle: Correct. As of right now, here is a list of states in which you can become a Lending Club lender:
California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Louisiana, Maine, Minnesota, Mississippi, Montana, New Hampshire, Nevada, New York, Rhode Island, South Carolina, South Dakota, Utah, Virginia, Washington, Wisconsin, West Virginia, and Wyoming
If you do not live in one of these states, you can’t buy notes directly, but you *can* buy them on the secondary market.
August 27th, 2009 at 12:37 am
Hey Nickel – Is this Lending Club really working out for you? I’ve read so many horror stories. Is there a maximum dollar limit you’d be willing to lend out? I’m just curious given if banks are failing around us left and right, what makes us think we can do better?
RB
August 27th, 2009 at 7:40 am
To #2…or what???
August 29th, 2009 at 8:20 am
Just in case you were wondering, no you cannot immediately withdraw the $25 to your bank account if you do not want to really join LC. It had a note saying the funds were ‘locked’ in the account for the time being. That said, I decided just to go for it and try to fund one loan. I figured I’d get the free money eventually and it would be fun to help someone out at no direct risk to me. Therefore, I tried to join a loan that was for someone’s ‘dream wedding’. Well for one reason or another, the loan was cancelled a couple days later. After this point my funds were unlocked and able to be transferred out. So, best case scenario, you can get your money out in a few days. Otherwise, you might have to wait a couple years unless you resell your note on the secondary market or the person defaults. Either way, it is no loss.