This is a guest post from Ann Smarty, a blogger, search marketer and social media enthusiast. If you like what you see here, please consider following Ann on Twitter.
Being a search marketer and online entrepreneur, I am on the web approximately nine hours per day, seven days a week. It is safe to assume that [...]
Archive for September 2009
Seven Search Tips to Help You Save Money with Google
Filed under: Frugality, Online
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myFICO 25% Discount Code
This is just a quick note to let you know that there’s a new discount code out there for myFICO. Unfortunately, it’s only good through September 30th, so you have to hurry. Here’s the scoop…
Simply enter promotional code ‘FinancialHelp25‘ to get 25% off your purchase. Thus, if you’re interested in something like FICO Standard, which [...]
Filed under: Credit Cards
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FDIC to Seek Premium Prepayments
As a quick followup to last week’s article on FDIC solvency, I just wanted to point out that the FDIC has opted to accelerate bank premiums to help build up their cash on hand from the current $10B level.
Under the just-announced plan, the FDIC will require banks to prepay their 2010-2012 assessments when they pay [...]
Filed under: Banking
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FHA Loans, Mortgage Insurance Premiums, and My Extra Income
Some good news has come up in the last couple of weeks, as I’ve happened upon a temporary job for the next couple of months. Since we’re buying a house, we looked at what we can do with the extra income.
For background, we’re getting a 30-year fixed rate FHA mortgage for our town house. This [...]
Filed under: Mortgages
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Banks Reducing Overdraft Fees
According to MarketWatch, Chase and Bank of America are relaxing their overdraft rules. More specifically, both banks will now require you to opt in to their overdraft protection plans, and they are also limiting the transaction amounts that will trigger an overdraft fee.
At Chase, you’ll no longer be charged a fee if you overdraw your [...]
Filed under: Banking
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Create Your Own “Extended Warranty Fund”
Extended warranties are, almost without exception, a bad deal for consumers. In fact, according to Consumer Reports:
“Retailers are pushing hard to get you to buy extended warranties, or service plans, because they’re cash cows. Stores keep 50 percent or more of what they charge for warranties. That’s much more than they can make selling actual [...]
Filed under: Frugality
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Weekly Roundup – Actually Weekly Edition
After months of very sporadic “weekly” roundups, I’m actually doing a second one in a row this week. Things continue to be exceptionally busy around here, though, so don’t be surprised if I go back to my old ways.
And now for some great articles…
Accidental Frugality – Can You Live on Half Your Income?
Costs [...]
Filed under: Link Love
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Free Museum Admission on National Museum Day
If you’re looking for something fun and cheap to do this weekend, don’t forget that Saturday is National Museum Day. That means you can get free admission to dozens of museums across the country.
Click here for a full list of participating museums. If you find one that you want to visit, simply print out the [...]
Filed under: Miscellany
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Pay Off Debt or Invest?
The other day, Matt Jabs asked if you should invest while you’re in debt. This is an interesting question, and one I thought worthy of tackling myself.
Penny wise, pound foolish
For starters, you probably shouldn’t be investing while in debt unless you can reasonably expect to outperform the interest rates that you’re paying. In other words, [...]
Filed under: Debt Reduction
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Top Five Time-Wasting Activities
Time = Money…
…so if you’re wasting time, you’re wasting money. Keep this old adage in mind as you read through this article.
“Time is free, but it’s priceless. You can’t own it, but you can use it. You can’t keep it, but you can spend it. Once you’ve lost it you can never get it back.”
-Harvey [...]
Filed under: Productivity
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Great deals...
Readers’ choice...
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