Are you in the market for a discount broker? If so, you might want to check out OptionsHouse. They’re currently offering 100 free trades for new customers.
Here’s the scoop:
New customers are eligible for this special offer after opening a new OptionsHouse account with a minimum of $3,000. You must apply for the commission-free trade offer [...]
Archive for October 2009
Get 100 Free Trades from OptionsHouse Brokerage
Filed under: Saving & Investing
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Is it Possible to Live Without Credit Cards?
As time goes by and taxpayers see less and less personal benefit from the bank bailouts, tensions are on the rise. People are starting to ask more and more questions. People are starting to question what caused all the problems we are facing today. People are wondering if there is another way, a better way.
I [...]
Filed under: Credit Cards
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Locking in Long Term CDs in a Low Rate Environment
Interest rates are very, very low right now. On top of that, the first “rung” on our CD ladder is coming up for renewal next week. We should be rolling that money into a new five year CD, but is that a good idea given current CD rates?
When we first started our CD ladder (Novemeber [...]
Filed under: Banking, Saving & Investing
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Should You Skip Your Required Minimum Distribution (RMD) in 2009?
Not quite a year ago, I reported that Congress was considering suspending the required minimum distribution (RMD) requirement for retirees. The reason for this is that the stock market had just collapsed, and they didn’t want retirees being forced to liquidate holdings at the bottom.
While Congress ultimately acted, it was a classic case of too [...]
Filed under: Retirement, Taxes
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Tax Diversification When Investing
Taxes are a huge consideration when planning for retirement. As you’re building up your nest egg, one of the big decisions that you’ll face is whether you should put your money in a traditional, tax-deferred account or a Roth-style account.
Of course, we don’t all face this dilemma. After all, access to Roth IRA accounts is [...]
Filed under: Retirement, Saving & Investing, Taxes
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Preparing for a Move
Things are moving along with regard to our new townhouse. We have approximately 5-6 weeks to get ready for our move to the new place. I’m excited and ready to leave the apartment.
I thought it might be helpful to share our to-do list for others that are planning to move. I’m sure many of you [...]
Filed under: Moving
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Schwab Mutual Funds: Ideal for Investors With Limited Means?
A common criticism of mutual funds is that many fund families have a relatively high minimum investment, often in the $1000-$3000 range. Thus, it can be difficult for someone who is just starting out to build a diversified mutual fund portfolio.
While it’s no secret that I’m a huge fan of The Vanguard Group, I thought [...]
Filed under: Saving & Investing
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How Planning Your Meals Will Save You Money
This is a guest post from Kyle of Suburban Dollar. If you like what you see here, please consider subscribing to his RSS feed.
Lets face it, one of our biggest expenses outside of our mortgages is the cost of keeping our bellies full. Unfortunately, eating is a necessity. We have to get food, and most [...]
Filed under: Frugality, Productivity
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Safe Withdrawal Rates, Investment Returns, and the Importance of Minimizing Your Expenses
The topic of safe withdrawal rates is critically important to retirees. Earlier this week we talked about retirement withdrawal strategies, but that was a discussion of how to access your money rather than how much money you can safely distribute per year.
What’s a “safe” withdrawal rate?
While there are no easy answers, the stakes couldn’t be [...]
Filed under: Retirement, Saving & Investing
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Ally Bank Ten Day CD Rate Guarantee
Not quite a year ago, we started building a CD ladder. We’re building a five year ladder, and that first rung is nearly up for renewal. I’ve thus been looking around for the best CD rates.
In doing so, I ran across the ten day CD rate guarantee at Ally Bank. In short, if you open [...]
Filed under: Banking, Saving & Investing
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