Archive for November 2009

DIY Garage Kayak Racks: Fast, Frugal, and Effective

Written by Matt Jabs - 9 Comments

Today I want to share with you one of my recent home projects… Frugal and effective DIY garage kayak racks.
As I’ve continued down the path of voluntary frugality, I’ve gotten more and more interested in DIY projects of all kinds. Whether or not you’re handy around the house, most frugal homeowners eventually jump on the [...]

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Published on November 19th, 2009 - 9 Comments
Filed under: Frugality
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Lending Club $25 Bonus Reminder

Written by Nickel - 5 Comments

This is just a quick note to remind you that the good folks at Lending Club are still offering a $25 signup bonus* just for opening a Lending Club account.
Here’s how it works…
1. Visit Lending Club using a link in this post
2. Open and activate a lender account
3. The $25 will be automatically deposited in [...]

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Published on November 18th, 2009 - 5 Comments
Filed under: Saving & Investing
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Coupons are a Waste?

Written by Nickel - 46 Comments

I recently ran across an interesting letter to the editor in Time Magazine, and thought it would make good fodder for discussion. For background, this letter was written in response to an article by Joel Stein titled “The Week of Living Cheaply.”
Here’s an excerpt from the letter:
“Coupons are the worst kind of junk mail [...]

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Published on November 18th, 2009 - 46 Comments
Filed under: Frugality
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How to Save Money on Pet Care

Written by Laura Martinez - 21 Comments

Last month was a bit of an adventure with our seven year old cat. He ran away (something he’s never done) and we were worried sick. Once we got him back, we spent some money on keeping him healthy.
In addition to taking him to the vet for a check up, we also got him updated [...]

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Published on November 17th, 2009
Modified on October 4th, 2011 - 21 Comments
Filed under: Miscellany
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Best HSA Custodian?

Written by Nickel - 46 Comments

As a followup to my earlier post about high deductible health plans, I’m curious if you guys have any recommendations when it comes to health savings account (HSA) custodians. My employer has picked one, but their terms aren’t great (too many fees) so I’m thinking of looking elsewhere.
As I noted previously, you’re free to use [...]

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Published on November 16th, 2009
Modified on September 13th, 2010 - 46 Comments
Filed under: Insurance, Saving & Investing
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Considering a High Deductible Health Plan

Written by Nickel - 62 Comments

‘Tis the season… For open enrollment. This year, my employer is really pushing the high deductible health plan, so I spent the weekend poring over the plan documents. Today I thought I’d share what I learned.
Lower premiums
The primary draw of the high deductible health plan are the low premiums. In 2010, the regular PPO plan [...]

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Published on November 16th, 2009 - 62 Comments
Filed under: Insurance
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Pay Back the Homebuyer Tax Credit?

Written by Nickel - 14 Comments

Did you know that you have to pay back the homebuyer tax credit if you claim it and then sell your house (or otherwise stop using it as your principal residence) within the next three years? I didn’t, but apparently that’s the case. Here’s the scoop straight from the IRS:
Q: When must I pay back [...]

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Published on November 13th, 2009 - 14 Comments
Filed under: Real Estate, Taxes
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How to Find a Good Deal

Written by Guest Contributor - 11 Comments

This is a guest post from Craig Ford of Money Help for Christians. If you like what you see here, please consider subscribing to his RSS feed.
When evaluating purchases, some folks are just so enamored with the price. They think a good deal is all about price. I used to think the lower the price [...]

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Published on November 13th, 2009 - 11 Comments
Filed under: Frugality
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How Much Does Your Debt Cost?

Written by Matt Jabs - 22 Comments

Back in April of 2009, I was already mad at my debt. It wasn’t until I conjured up the idea of tabulating how much interest I was paying, however, that my eyes were finally opened to the enormous power my debt had over my ability to retain my own hard earned money!
Here is the story [...]

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Published on November 12th, 2009
Modified on October 4th, 2011 - 22 Comments
Filed under: Debt Reduction
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What is Backup Withholding?

Written by Nickel - 5 Comments

Last week I contacted Ally Bank with a last minute change of heart. I had intended to roll our 12 month CD into a 5 year CD upon expiration, but had second thoughts when I saw that Series I Savings Bonds are more attractive than CD rates.
I actually contacted Ally on the renewal date and [...]

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Published on November 11th, 2009 - 5 Comments
Filed under: Banking, Taxes
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