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	<title>Comments on: Creating aÂ Financial Snapshot</title>
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	<link>http://www.fivecentnickel.com/2010/01/05/creating-a%c2%a0financial-snapshot-gpt/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: Ronnie</title>
		<link>http://www.fivecentnickel.com/2010/01/05/creating-a%c2%a0financial-snapshot-gpt/comment-page-1/#comment-138684</link>
		<dc:creator>Ronnie</dc:creator>
		<pubDate>Sat, 16 Jan 2010 04:46:52 +0000</pubDate>
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		<description>Well, I&#039;m late in responding, but better late than never! My financial snapshot gets better every year, but I may not hit a positive net worth until I&#039;m 50.  I will pay off my credit cards, over half of my remaining car note, and increase my savings.  I&#039;ll pay off another $10k in student loans, but they&#039;ll still be well into the 6 figures.  Knowing, however, that I&#039;m working diligently toward that ultimate goal, and seeing the progress, helps keep me motivated.</description>
		<content:encoded><![CDATA[<p>Well, I&#8217;m late in responding, but better late than never! My financial snapshot gets better every year, but I may not hit a positive net worth until I&#8217;m 50.  I will pay off my credit cards, over half of my remaining car note, and increase my savings.  I&#8217;ll pay off another $10k in student loans, but they&#8217;ll still be well into the 6 figures.  Knowing, however, that I&#8217;m working diligently toward that ultimate goal, and seeing the progress, helps keep me motivated.</p>
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		<title>By: Floridian</title>
		<link>http://www.fivecentnickel.com/2010/01/05/creating-a%c2%a0financial-snapshot-gpt/comment-page-1/#comment-137912</link>
		<dc:creator>Floridian</dc:creator>
		<pubDate>Wed, 06 Jan 2010 18:50:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3760#comment-137912</guid>
		<description>Sadly, leo, I agree with you.  Most are too afraid of what they&#039;ll see if they take a closer look.  and I&#039;m with craig!  We are better off this year than last, but still wish we could save more.  Those darned kids are such a drain on the wallet!!  (but don&#039;t get me wrong, they are worth every penny....most of the time ;) )</description>
		<content:encoded><![CDATA[<p>Sadly, leo, I agree with you.  Most are too afraid of what they&#8217;ll see if they take a closer look.  and I&#8217;m with craig!  We are better off this year than last, but still wish we could save more.  Those darned kids are such a drain on the wallet!!  (but don&#8217;t get me wrong, they are worth every penny&#8230;.most of the time <img src='http://www.fivecentnickel.com/wordpress/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  )</p>
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		<title>By: TheMoneyMan-Leo</title>
		<link>http://www.fivecentnickel.com/2010/01/05/creating-a%c2%a0financial-snapshot-gpt/comment-page-1/#comment-137908</link>
		<dc:creator>TheMoneyMan-Leo</dc:creator>
		<pubDate>Wed, 06 Jan 2010 18:41:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3760#comment-137908</guid>
		<description>Such good advice.

Sadly most will just bury their heads in the sand and not want to look at where they are.

Take this snapshot once a month at a minimum and your financial life can&#039;t help but get better.</description>
		<content:encoded><![CDATA[<p>Such good advice.</p>
<p>Sadly most will just bury their heads in the sand and not want to look at where they are.</p>
<p>Take this snapshot once a month at a minimum and your financial life can&#8217;t help but get better.</p>
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		<title>By: Kerri Reeves</title>
		<link>http://www.fivecentnickel.com/2010/01/05/creating-a%c2%a0financial-snapshot-gpt/comment-page-1/#comment-137884</link>
		<dc:creator>Kerri Reeves</dc:creator>
		<pubDate>Wed, 06 Jan 2010 02:55:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3760#comment-137884</guid>
		<description>For a snapshot that includes a clear understanding of cash flow, I&#039;d definitely recommend a tool called DebtSpark (http://www.debtspark.com).
it&#039;s a solid, simple alternative to the common spreadsheet and really is a great starting off point for getting a grip on your finances.</description>
		<content:encoded><![CDATA[<p>For a snapshot that includes a clear understanding of cash flow, I&#8217;d definitely recommend a tool called DebtSpark (<a href="http://www.debtspark.com" rel="nofollow" target="_blank">http://www.debtspark.com</a>).<br />
it&#8217;s a solid, simple alternative to the common spreadsheet and really is a great starting off point for getting a grip on your finances.</p>
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		<title>By: sk</title>
		<link>http://www.fivecentnickel.com/2010/01/05/creating-a%c2%a0financial-snapshot-gpt/comment-page-1/#comment-137846</link>
		<dc:creator>sk</dc:creator>
		<pubDate>Tue, 05 Jan 2010 17:25:56 +0000</pubDate>
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		<description>Nothing new in this and several preceeding posts...gotta save, gotta budget, gotta have an emergency fund, gotta live within your means..</description>
		<content:encoded><![CDATA[<p>Nothing new in this and several preceeding posts&#8230;gotta save, gotta budget, gotta have an emergency fund, gotta live within your means..</p>
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		<title>By: Craig</title>
		<link>http://www.fivecentnickel.com/2010/01/05/creating-a%c2%a0financial-snapshot-gpt/comment-page-1/#comment-137844</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Tue, 05 Jan 2010 17:05:19 +0000</pubDate>
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		<description>I have a good outlook at my financial snapshot, just wish I had more income to help allocate it accordingly into various accounts to save more.</description>
		<content:encoded><![CDATA[<p>I have a good outlook at my financial snapshot, just wish I had more income to help allocate it accordingly into various accounts to save more.</p>
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