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	<title>Comments on: Cash in Your Gift Cards</title>
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	<link>http://www.fivecentnickel.com/2010/01/21/cash-in-your-gift-cards/</link>
	<description>personal finance tips, tricks, and commentary</description>
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		<title>By: Ryan @ IQ Test</title>
		<link>http://www.fivecentnickel.com/2010/01/21/cash-in-your-gift-cards/comment-page-1/#comment-138950</link>
		<dc:creator>Ryan @ IQ Test</dc:creator>
		<pubDate>Thu, 21 Jan 2010 21:57:04 +0000</pubDate>
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		<description>Gift cards are the way forward.  I got a ton of them for Christmas and that has been pretty much what I have been living off of.  I cannot say enough about them.  Although a bank gift card is so much better because I don&#039;t have to have 10 different cards for all the different places.</description>
		<content:encoded><![CDATA[<p>Gift cards are the way forward.  I got a ton of them for Christmas and that has been pretty much what I have been living off of.  I cannot say enough about them.  Although a bank gift card is so much better because I don&#8217;t have to have 10 different cards for all the different places.</p>
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		<title>By: Evan</title>
		<link>http://www.fivecentnickel.com/2010/01/21/cash-in-your-gift-cards/comment-page-1/#comment-138948</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Thu, 21 Jan 2010 21:49:42 +0000</pubDate>
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		<description>Mark, 

If I have a visa/mc/amex with a random low ammount I always use it on a recurring online paid cost:

http://www.myjourneytomillions.com/articles/unwanted-semi-gift-cards/</description>
		<content:encoded><![CDATA[<p>Mark, </p>
<p>If I have a visa/mc/amex with a random low ammount I always use it on a recurring online paid cost:</p>
<p><a href="http://www.myjourneytomillions.com/articles/unwanted-semi-gift-cards/" rel="nofollow" target="_blank">http://www.myjourneytomillions.....ift-cards/</a></p>
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		<title>By: BG</title>
		<link>http://www.fivecentnickel.com/2010/01/21/cash-in-your-gift-cards/comment-page-1/#comment-138942</link>
		<dc:creator>BG</dc:creator>
		<pubDate>Thu, 21 Jan 2010 21:16:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3808#comment-138942</guid>
		<description>Let&#039;s just make a pact right now that we will no longer purchase these cards as gifts for now on.  Just write checks.</description>
		<content:encoded><![CDATA[<p>Let&#8217;s just make a pact right now that we will no longer purchase these cards as gifts for now on.  Just write checks.</p>
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		<title>By: Aryn</title>
		<link>http://www.fivecentnickel.com/2010/01/21/cash-in-your-gift-cards/comment-page-1/#comment-138940</link>
		<dc:creator>Aryn</dc:creator>
		<pubDate>Thu, 21 Jan 2010 20:30:06 +0000</pubDate>
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		<description>Not only do they have to give you cash back on a balance less than $10, but the cards can&#039;t expire (unless they&#039;re bank gift cards.)</description>
		<content:encoded><![CDATA[<p>Not only do they have to give you cash back on a balance less than $10, but the cards can&#8217;t expire (unless they&#8217;re bank gift cards.)</p>
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		<title>By: Mark</title>
		<link>http://www.fivecentnickel.com/2010/01/21/cash-in-your-gift-cards/comment-page-1/#comment-138938</link>
		<dc:creator>Mark</dc:creator>
		<pubDate>Thu, 21 Jan 2010 19:36:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.fivecentnickel.com/?p=3808#comment-138938</guid>
		<description>&quot;The ability to do this likely depends on both state laws and retailer policies...&quot;  Actually this is a relatively new CA law that requires all retailers to provide cash back on store gift cards with balances below $10.  If the store refuses, they are breaking the law.  It doesn&#039;t work for gift cards that work at multiple merchants like MC/Visa logo gift cards, though.</description>
		<content:encoded><![CDATA[<p>&#8220;The ability to do this likely depends on both state laws and retailer policies&#8230;&#8221;  Actually this is a relatively new CA law that requires all retailers to provide cash back on store gift cards with balances below $10.  If the store refuses, they are breaking the law.  It doesn&#8217;t work for gift cards that work at multiple merchants like MC/Visa logo gift cards, though.</p>
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