Bank Deal: Earn 1.00% APY on an FDIC-insured savings account at Barclays Bank.
Looking for the best 0% APR terms on credit cards? You’ve come to the right place. A 0% APR balance transfer credit card allows you to move balances away from high-interest-rate cards and thus save on interest. When used carefully, they can be a useful tool for managing and reducing the amount of interest you pay on debt.
With changes coming as a result of new credit card laws, it’s uncertain how long card issuers will continue to offer balance transfers at 0% APR terms. If you’re thinking of doing a balance transfer to take advantage of a 0% interest promotion rate, you might want to look for one sooner rather than later, since the recent trend is for 0% APR offers to erode to less attractive terms.
Here are some of the best 0% APR balance transfer offers which are currently active:
Longest 0% APR Balance Transfer Credit Cards
Citi Simplicity® Card
Citi Simplicity® Card features include:
- 0% intro APR on balance transfers for a whopping 18 months. Longest active 0% APR balance transfer deal that we’ve seen
- 0% intro APR on purchases for 18 months
- No late fees – EVER
- No penalty rate – EVER
- No annual fee – EVER
- See full details or apply
Chase Slate® is another card worth the look.
Chase comes with Blueprint from Chase® which allows you to separate out and pay for larger items from smaller purchases on your statement, so that you can avoid paying interest on every day items. The main features of the Slate® from Chase balance transfer credit card are:
- $0 introductory balance transfer fee
- 0% introcutory APR for 15 months on purchases and balance transfers
- $0 annual fee
Plus, you receive your monthly FICO® score for free.
Many cards require good credit. If you don’t know your credit score, you can get a free sneak peek at your credit score.
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