As a followup to my previous article on tracking Lending Club investments in Quicken, I wanted to share how I account for defaults. If you’ve been reading my updates, then you’ll know that I had a borrower default last fall. It wasn’t until recently, however, that I decided how best to tackle this situation in [...]
Archive for February 2010
How to Account for Lending Club Defaults in Quicken
Written by Nickel - 4 Comments
Published on February 18th, 2010 - 4 Comments
Filed under: Saving & Investing
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Filed under: Saving & Investing
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Should We Give Locally Before Giving Globally?
Written by Matt Jabs - 39 Comments
The need to give is everywhere.
Giving is an important and integral part of personal and family budgets throughout the nation. As American’s we are blessed with an abundance, and with great abundance comes great responsibility. But are we forgetting our own communities by focusing our giving efforts on national and international tragedies?
No matter where you [...]
Published on February 18th, 2010 - 39 Comments
Filed under: Charity
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Filed under: Charity
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Re-Evaluate Your Recurring Expenses
Written by Nickel - 19 Comments
Over the past few months, I’ve locked in hundreds of dollars worth of savings without giving up a thing. How? Easy. I re-evaluated some of our recurring monthly expenses, reduced our level of service, and we’re now saving nearly $30 per month on an ongoing basis, and without sacrificing anything.
Streamlining our Netflix subscription
As I noted [...]
Published on February 17th, 2010 - 19 Comments
Filed under: Frugality
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Filed under: Frugality
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E*Trade to Move Banking Customers to Discover Bank
Written by Nickel - 5 Comments
This is just a quick note to say that I recently received a letter from E*Trade Bank saying that they’re moving my account to Discover Bank. According to the letter:
“We are writing to let you know that your E*Trade Bank account referenced above will soon be transferred to Discover Bank, and become a Discover Online [...]
Published on February 16th, 2010 - 5 Comments
Filed under: Banking
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Filed under: Banking
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Increasing Our Life Insurance Coverage
Written by Laura Martinez - 32 Comments
Between closing on our new home and dealing with our new expenses, we’ve learned quite a bit over the past month. We’re now turning our attention to our insurance needs and considering increasing our life insurance coverage.
We’ve been feeling as if we don’t have enough life insurance given our new financial circumstances. We thought it [...]
Published on February 16th, 2010 - 32 Comments
Filed under: Insurance
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Filed under: Insurance
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Federal Tax Brackets 2011 (Projected Income Tax Brackets 2011)
Written by Nickel - 32 Comments
Today I wanted to take a look ahead at what the 2011 tax year might have in store for us. There are some important changes looming and the time to start planning for them is now.
Update: In case you haven’t heard, the Bush era tax cuts have been extended. This article has thus been updated [...]
Published on February 15th, 2010
Modified on January 26th, 2012 - 32 Comments
Filed under: Taxes
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Modified on January 26th, 2012 - 32 Comments
Filed under: Taxes
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Current 0% APR Balance Transfer Credit Cards
Written by Nickel - 8 Comments
Looking for the best 0% APR terms on credit cards? You’ve come to the right place. 0% APR balance transfer credit cards allow you to move balances away from high interest rate cards and thus save on interest. When used carefully, they can be a useful tool for managing and reducing the amount [...]
Published on February 12th, 2010
Modified on May 10th, 2012 - 8 Comments
Filed under: Credit Cards, Debt Reduction
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Modified on May 10th, 2012 - 8 Comments
Filed under: Credit Cards, Debt Reduction
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Interest Free Financing and Cash Discounts
Written by Matt Jabs - 14 Comments
Interest free financing presents us with an opportunity to borrow money for free while investing with the possibility of greater gain. On the other hand, using cash for purchases can save us money immediately by increasing the likelihood of a discounted purchase.
Is one superior to the other? Let’s take a closer look…
Interest free financing
One of [...]
Published on February 11th, 2010 - 14 Comments
Filed under: Credit Cards, Debt Reduction, Frugality
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Filed under: Credit Cards, Debt Reduction, Frugality
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Are You a Spender or a Saver at Heart?
Written by Guest Contributor - 11 Comments
This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive.
Whether you tend to save money or overspend is largely determined by your financial habits. Have you ever noticed that good financial habits come much more naturally to some people [...]
Published on February 10th, 2010 - 11 Comments
Filed under: Frugality, Saving & Investing
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Filed under: Frugality, Saving & Investing
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More on Lending Club’s Reduced Interest Rates
Written by Nickel - 6 Comments
As a followup to yesterday’s post about Lending Club reducing their rates for borrowers, I reached out to Rob Garcia, who is the Senior Director of Product Strategy at Lending Club. Here’s what he had to say:
As you know, we constantly monitor our marketplace to provide better rates to borrowers and great returns to investors. [...]
Published on February 9th, 2010 - 6 Comments
Filed under: Saving & Investing
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Filed under: Saving & Investing
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