Have you ever wondered why Sam’s Club doesn’t accept Visa-branded credit cards? I mean, they accept MasterCard (and Discover!), so why not Visa? It’s understandable that they don’t accept Amex, as many merchants avoid Amex due to their relatively high merchant processing fees.
But Visa and MasterCard credit cards have similar processing fees, so why accept [...]
Archive for March 2010
Why Doesn’t Sam’s Club Accept Visa Credit Cards?
Written by Nickel - 50 Comments
Published on March 31st, 2010 - 50 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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Visa vs MasterCard: Major Credit Cards Acceptance
Written by Nickel - 30 Comments
When it comes to choosing a credit card, I frequently hear people advising others to get a Visa card because they’re so widely accepted. While I definitely buy this argument when it comes to comparing Visa vs. American Express or Discover cards, I’m much less convinced when it comes to Visa vs. MasterCard.
While it’s true [...]
Published on March 31st, 2010 - 30 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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Setting Up Your Freelance Business
Written by Laura Martinez - 9 Comments
As I’ve noted in the past, I’ve been generating a decent amount of freelance income over the past couple of years. After I resigned from my “real” job in 2008, I actually took the plunge and started freelancing as a full-time job. Today I want to talk a bit about how I got everything set [...]
Published on March 30th, 2010 - 9 Comments
Filed under: Self Employment
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Filed under: Self Employment
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Shield Your Bank Account From Fraud With an Intermediary Account for Online Payments
Written by Nickel - 7 Comments
This morning I talked about the relative safety of different online payment methods. As a followup, I wanted to share a tip for protecting yourself from fraud related to online payment services such as PayPal.
On the one hand, online payment services arguably add a layer of protection between your payment information and the vendor on [...]
Published on March 29th, 2010 - 7 Comments
Filed under: Banking, Identity Theft
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Filed under: Banking, Identity Theft
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Credit Cards are Safest Online Payment Medium
Written by Nickel - 4 Comments
Do online purchases make you nervous? I’m all about shopping (and banking/investing) online, but there are still people out there — especially amongst the older set (Hi Mom! Hi Dad!) — who aren’t very comfortable with e-commerce.
Well, according to a recent article in the NY Times, if you do venture online, credit cards are the [...]
Published on March 29th, 2010 - 4 Comments
Filed under: Banking, Credit Cards, Identity Theft
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Filed under: Banking, Credit Cards, Identity Theft
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Credit Card Offers: Chase Bank Credit Cards
Written by Nickel - 15 Comments
Today marks the second installment of the weekly Saturday look at current credit card offers from major issuers. This series is designed to highlight the features and offers that you might be most interested in.
Last week’s review focused on PenFed credit cards, including a PenFed Rewards American Express card that was rated as one of [...]
Published on March 27th, 2010 - 15 Comments
Filed under: Credit Cards, Reviews
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Filed under: Credit Cards, Reviews
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Lending Club and Taxes
Written by Nickel - 33 Comments
After spending the last two evenings pulling our tax paperwork together, I wanted to share a little tidbit on documenting your Lending Club earnings. Here’s the scoop…
Lending Club tax paperwork
For all loans originated prior to 10/14/2008, Lending Club will issue IRS Form 1099-INT if the total interest received for all of these loans in 2009 [...]
Published on March 26th, 2010 - 33 Comments
Filed under: Saving & Investing, Taxes
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Filed under: Saving & Investing, Taxes
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Money Management Made Easy
Written by Nickel - 10 Comments
While sitting at my computer last night, Son #2 wandered over and started chatting me up. He recently received some cash gifts for his 10th birthday, and had money on his mind. He’s always been good with money and often amazes me with his wisdom.
Once again, he didn’t disappoint:
“You shouldn’t spend more money than you [...]
Published on March 26th, 2010 - 10 Comments
Filed under: Debt Reduction, Frugality
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Filed under: Debt Reduction, Frugality
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Graduate School Loans – Should You Avoid Education Debt?
Written by Matt Jabs - 25 Comments
Should you go into debt to pay for graduate school? A reader named Shana recently wrote in with the following question about taking on student loans to further her education and set up a future career in counseling:
I recently graduated from college with a B.S. in Psychology. I have no student loans. I have $4,600 [...]
Published on March 25th, 2010 - 25 Comments
Filed under: Debt Reduction, Education
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Filed under: Debt Reduction, Education
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Do Kids Have to Pay Taxes? All About the Kiddie Tax
Written by Nickel - 7 Comments
Last night I tackled the ugly task of pulling all our tax paperwork together. As much as I’d love to keep our tax records organized throughout the year, that never seems to happen. Anyway, while downloading our 1099-INT Form from ING Direct, I noticed that our kids did pretty well last year in terms of [...]
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