Comments on: Four Good Ways to Maintain Good Savings Habits After the Recession http://www.fivecentnickel.com/2010/03/10/four-good-ways-to-maintain-good-savings-habits-after-the-recession/ personal finance tips, tricks, and commentary Mon, 13 Feb 2012 18:22:18 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Sam Soong http://www.fivecentnickel.com/2010/03/10/four-good-ways-to-maintain-good-savings-habits-after-the-recession/comment-page-1/#comment-144981 Sam Soong Sat, 13 Mar 2010 20:07:57 +0000 http://www.fivecentnickel.com/?p=4461#comment-144981 For me, prepaid rules. I did a bit of research and discovered NET10 was the best for my purposes. I don’t use a lot of minutes — maybe 200 or so a month — and I’m not a mad texter or websurfer either, but 10¢ a minute for calls and 3¢ for texts is crazy good. And no fees per day or other bs. I got a very nice Samsung phone with a slide-out qwerty keyboard and no one knows it’s prepaid. Costs me a big $30 a month for all my stuff. For me, prepaid rules. I did a bit of research and discovered NET10 was the best for my purposes. I don’t use a lot of minutes — maybe 200 or so a month — and I’m not a mad texter or websurfer either, but 10¢ a minute for calls and 3¢ for texts is crazy good. And no fees per day or other bs.

I got a very nice Samsung phone with a slide-out qwerty keyboard and no one knows it’s prepaid. Costs me a big $30 a month for all my stuff.

]]> By: Mike http://www.fivecentnickel.com/2010/03/10/four-good-ways-to-maintain-good-savings-habits-after-the-recession/comment-page-1/#comment-144421 Mike Thu, 11 Mar 2010 18:12:52 +0000 http://www.fivecentnickel.com/?p=4461#comment-144421 Kill your phone bill by getting an Ooma. It costs $200 upfront, but then free for life (just pay the taxes of $12/year starting in the 2nd year). It is unlimited calling. Also get a prepaid cell phone like AT&T go phone at $0.15/minute to use when away from home (and your Ooma). For TV, kill the cable. Get unlimited NetFlix at $4.99/month and stream the TV shows from the Internet onto your TV. You still get to watch TV, but $4.99/month sure beats $49.99/month PLUS you get to watch movies too! Kill your phone bill by getting an Ooma. It costs $200 upfront, but then free for life (just pay the taxes of $12/year starting in the 2nd year). It is unlimited calling. Also get a prepaid cell phone like AT&T go phone at $0.15/minute to use when away from home (and your Ooma).

For TV, kill the cable. Get unlimited NetFlix at $4.99/month and stream the TV shows from the Internet onto your TV. You still get to watch TV, but $4.99/month sure beats $49.99/month PLUS you get to watch movies too!

]]> By: Kevin http://www.fivecentnickel.com/2010/03/10/four-good-ways-to-maintain-good-savings-habits-after-the-recession/comment-page-1/#comment-144141 Kevin Wed, 10 Mar 2010 20:28:42 +0000 http://www.fivecentnickel.com/?p=4461#comment-144141 I haven't even had cable before... you can probably watch everything online with peer to peer sports streaming, hulu, and other media. I haven’t even had cable before… you can probably watch everything online with peer to peer sports streaming, hulu, and other media.

]]> By: Pineview Style http://www.fivecentnickel.com/2010/03/10/four-good-ways-to-maintain-good-savings-habits-after-the-recession/comment-page-1/#comment-144071 Pineview Style Wed, 10 Mar 2010 19:09:55 +0000 http://www.fivecentnickel.com/?p=4461#comment-144071 "Over the years, it seems bills for services like mobile phones and cable television have ballooned drastically." You got that right. I am beginning to question the relevance of cable tv in my life at this point. So many other options like Hulu and Netflix. If I didn't have 2 other people I was splitting the cable bill with, I would get rid of it. “Over the years, it seems bills for services like mobile phones and cable television have ballooned drastically.”

You got that right. I am beginning to question the relevance of cable tv in my life at this point. So many other options like Hulu and Netflix. If I didn’t have 2 other people I was splitting the cable bill with, I would get rid of it.

]]> By: MikeS http://www.fivecentnickel.com/2010/03/10/four-good-ways-to-maintain-good-savings-habits-after-the-recession/comment-page-1/#comment-144021 MikeS Wed, 10 Mar 2010 15:32:20 +0000 http://www.fivecentnickel.com/?p=4461#comment-144021 I know I was guilty of not staying on top of my expenses the last few years. They gradually crept up until I went cutting last year. Ended up finding about $300 a month. My vow is to be more disciplined and periodically review them to see if anything is creeping up. I know I was guilty of not staying on top of my expenses the last few years. They gradually crept up until I went cutting last year. Ended up finding about $300 a month. My vow is to be more disciplined and periodically review them to see if anything is creeping up.

]]> By: Craig Ford http://www.fivecentnickel.com/2010/03/10/four-good-ways-to-maintain-good-savings-habits-after-the-recession/comment-page-1/#comment-143991 Craig Ford Wed, 10 Mar 2010 12:24:45 +0000 http://www.fivecentnickel.com/?p=4461#comment-143991 I think the key set it and forget it. If someone has a savings habit they are best off just ignoring that money. It is amazing how forgetfulness can be such a helpful and destructive financial tool. I like the idea of reviewing your expenses to see what has crept into the 'expensive' category. I think the key set it and forget it. If someone has a savings habit they are best off just ignoring that money. It is amazing how forgetfulness can be such a helpful and destructive financial tool.
I like the idea of reviewing your expenses to see what has crept into the ‘expensive’ category.

]]>