Increasing your monthly your cash flow can be financially empowering. So many people are burdened by high interest credit card debts that represent a big chunk of their monthly expenses. Credit cards, though, aren’t the only debts you need to eliminate from your budget to increase your cash flow.
Normal debts and cash flow
Have you’ve thought [...]

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Last week, I decided to bite the bullet and start running. I’ve recently gotten into a pretty good groove in terms of exercise, and have decided to take it to the next level, so I’ve decided to tackle the Couch-to-5K running program.
If this sounds intriguing, I invite you to join in. If not, you can [...]

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In case you haven’t heard, the House of Representatives passed the healthcare reform bill (H.R. 3590) yesterday in a divisive vote that saw every single Republican vote against the bill while 219 of 253 of Democrats voted for it. President Obama is expected to sign the bill into law on Tuesday.
This is a large and [...]

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A reader named BC recently wrote in to share his experience investing via Lending Club even though he lives in an ineligible state. For those that are unaware, residents of 22 states are ineligible to invest directly in Lending Club notes*.
In most cases, however, there is a workaround, as you can still invest in [...]

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Today is the first installment of a new, recurring feature on FCN where I’ll be highlighting various credit card offers and possibly other financial products (high interest savings accounts, high CD rates, etc.). These posts will go live on Saturday mornings in addition to all the weekday content that we provide.
As you’re likely aware, the [...]

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Earlier this week I decided to try my hand at selling a small number of Lending Club loans. These are loans that have either entered the grace period, or that have gone late (but not too far late). I figure that taking a small loss now beats taking a big loss later.
In deciding to sell [...]

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According to a recent survey by Javelin Strategy & Research, identity theft is on the rise. Moreover, the “core millenial” group — those between the ages of 18 and 24 — are at greatest risk because it takes them much longer than other age groups to figure out they’ve been victimized.
Apparently it takes young people [...]

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This past Monday, I sent Lending Club a final check for $1,582.05 – thus settling our Lending Club loan and reducing our creditors to four. The debts we owe are now limited to two student loans and two mortgages. Today, I’m asking for your advice as to which we should repay next.
Only student loan and [...]

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I just received a mailer yesterday announcing the arrival of Quicken Essentials for Mac, which is the long-awaited update to Quicken 2007 for Mac. Quicken Essentials was actually released back in February, but I somehow missed the announcement.
On the surface, this update sounds great. The new software runs natively on an Intel chip (requires MacOS [...]

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Are you interested in earning the highest interest rate possible on your hard-earned savings without having to constantly chase rates from bank to bank? If so, then read on for a rundown of banks with a history of paying the highest rates.
The NY Times “Bucks Blog” recently compiled a list a list of banks that [...]

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