Archive for April 2010

$100 Checking Account Signup Bonuses

Written by Nickel - 5 Comments

If you’re in the market for a new checking account, I’ve listed below four recent signup bonuses that I’ve run across. In each case, I’ve included a summary of the offer details. Full details are available by clicking through to the application pages. Note that some of these are regional offers, and thus not available [...]

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Published on April 30th, 2010 - 5 Comments
Filed under: Banking
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Reset Your Investment Cost Basis With Charitable Donations

Written by Nickel - One Comment

Today, I want to share a tip that will help you avoid future taxes on the taxable portion of your investment portfolio. As you’re no doubt aware, when an investment in a taxable account goes up in value and you sell it, you have to pay taxes — capital gains taxes — on your gain.
So… [...]

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Published on April 30th, 2010 - One Comment
Filed under: Charity, Saving & Investing, Taxes
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How to Buy a Computer: A Basic Buying Guide

Written by Matt Jabs - 32 Comments

So you’re in the market for a new computer, eh? If you’re like roughly 95% of the population, then you probably know far less about the process than you’re comfortable with — and that’s why I’m writing this guide… My goal is to help the “non-techie” crowd get themselves a good deal on their next [...]

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Published on April 29th, 2010 - 32 Comments
Filed under: Consumer
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Roll Over IRA Into 401(k)?

Written by Nickel - 6 Comments

Last week, I wrote about rolling over your 401(k) into an IRA. Shortly thereafter, a reader named Nelly wrote in to ask about the possibility of doing the opposite — rolling an IRA into a 401(k). Here’s her question:
I have a small traditional IRA that I’m tired of dealing with. I’m no longer contributing to [...]

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Published on April 28th, 2010 - 6 Comments
Filed under: Retirement, Saving & Investing, Taxes
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Why I Love Ally Bank

Written by Nickel - 31 Comments

When we first started banking online, we opened an account with ING Direct. They were one of the pioneers in online banking, and they also used to offer some of the best rates around. Since that time, a number of competitors have appeared and ING has struggled to keep up in terms of rates.
In the [...]

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Published on April 27th, 2010 - 31 Comments
Filed under: Banking
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The Newlywed’s Guide to Managing Money

Written by Laura Martinez - 4 Comments

As I mentioned last week when I wrote about saving money on your wedding, your wedding day is just one day out of your entire marriage. Today I want to talk a bit about managing your money to make the rest of your marriage as smooth as possible.
Being responsible with your finances includes looking at [...]

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Published on April 27th, 2010 - 4 Comments
Filed under: Miscellany
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Will the Homebuyer Tax Credit Be Extended?

Written by Nickel - 10 Comments

This is just a quick note about the $8000/$6500 homebuyer tax credit. As you may recall, this credit was originally introduced as an $8000 first-time homebuyer tax credit that was set to expire on November 30, 2009.
Shortly before its expiration, Congress acted to push the expiration date back to April 30, 2010. At the same [...]

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Published on April 26th, 2010 - 10 Comments
Filed under: Real Estate
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Investment Losses and the Wash Sale Rule

Written by Nickel - 5 Comments

Most investors are familiar with the concept of “capital gains.” A capital gain is a profit that results from the sale of an asset that has appreciated beyond its purchase price. While capital gains are taxable, long-term capital gains (those from investments held more than a year) are taxed at a favorable rate as compared [...]

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Published on April 26th, 2010 - 5 Comments
Filed under: Saving & Investing, Taxes
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Credit Card Deals and Free Rewards Offers

Written by Nickel - Leave a Comment

Continuing on with our Saturday series, we’re bringing you the best credit card deals and free rewards offers that are currently available in the industry. In previous weeks, we’ve reviewed specific card brands including PenFed credit cards, Chase credit cards and Citibank credit cards. We’ve also looked at the Top 8 Balance Transfers and the best Low Interest [...]

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Published on April 24th, 2010 - Leave a Comment
Filed under: Credit Cards, Reviews
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How Do You Keep Track of Your Finances?

Written by Nickel - 26 Comments

I’ve shared a lot about how we keep track of our finances, so today I want to turn the tables and ask you guys to share your methods. As you’re likely aware, I’m a bit of a Quicken junkie, having tracked our spending, investments, etc. in one version or another since January 1, 1997.
(Yeah, I [...]

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Published on April 23rd, 2010 - 26 Comments
Filed under: Miscellany, Polls
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