So far, we’ve taken a look at PenFed credit cards, and Chase credit cards, and today marks the CitiBank credit card offers installment of the weekly Saturday review of current offers from major banks. This series is designed to compare cards and features that are currently available.
The Citi Forward Card for College Students What is unique about the card is that it adapts to your card activity, and rewards good credit card management. You can reduce your purchase APR by 0.25% each quarter when you make a purchase, stay under your credit line, and pay on time for 3 billing periods in a row – up to a total of 8 times or up to 2% throughout the time your account is open. The APR reduction does not apply to balance transfers or cash advances and your account must be open and not in default at the time of quarterly reduction.
In addition to the APR reduction on purchases you can earn up to 1,200 bonus ThankYou points per year for paying on time and staying under your credit limit.*
New cardmembers can also get a 0% introductory APR for 7 months on purchases. After the introductory period purchases are subject to a variable APR based on the Prime Rate currently between 13.99-23.99% variable APR* based on your creditworthiness.
There is no annual fee for the Citi Forward Card for College Students and no cosigner required.
Citi Dividend Platinum Select Visa Card – $100 Cash Back card holders can earn $100 cash back after $500 in purchases within the first 3 months of account opening. Card holders may enroll each quarter for new categories that earn 5 percent cash back from Citi on eligible purchases. Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
Earn 1% cash back on all other eligible purchases.
Citi Dividend Platinum Select Visa Card – $100 Cash Back offers introductory 0% APR* on Balance Transfers and Purchases for 12 months and has no annual fee. After the introductory period purchases and balance transfers are subject to a variable APR based on the Prime Rate currently between 12.99-22.99% variable APR* based on your creditworthiness.
Note: Offers change frequently; please be sure to check the offer website to ensure all details and information are correct. *See offer website for terms and conditions.
Other credit card offers available:
Disclaimer: Discover is a paid advertiser of this site.
Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.
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