Credit Card Offers: Citibank Credit Cards
So far, we’ve taken a look at PenFed credit cards, and Chase credit cards, and today marks the CitiBank credit card offers installment of the weekly Saturday review of current offers from major banks. This series is designed to compare cards and features that are currently available.
Citi Forward® Card for College Students
The Citi Forward Card for College Students What is unique about the card is that it adapts to your card activity, and rewards good credit card management. You can reduce your purchase APR by 0.25% each quarter when you make a purchase, stay under your credit line, and pay on time for 3 billing periods in a row – up to a total of 8 times or up to 2% throughout the time your account is open. The APR reduction does not apply to balance transfers or cash advances and your account must be open and not in default at the time of quarterly reduction.
In addition to the APR reduction on purchases you can earn up to 1,200 bonus ThankYou points per year for paying on time and staying under your credit limit.*
New cardmembers can also get a 0% introductory APR for 7 months on purchases. After the introductory period purchases are subject to a variable APR based on the Prime Rate currently between 13.99-23.99% variable APR* based on your creditworthiness.
There is no annual fee for the Citi Forward Card for College Students and no cosigner required.
Other credit card offers available:
Disclaimer: Discover is a paid advertiser of this site.
Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.
Modified on March 30th, 2013 - 8 Comments
Filed under: Credit Cards, Reviews
About the author: Nickel is the founder and editor-in-chief of this site. He's a thirty-something family man who has been writing about personal finance since 2005, and guess what? He's on Twitter!
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8 Responses to “Credit Card Offers: Citibank Credit Cards”
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The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership. Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
Treat yourself to the gold standard of The Business Gold Rewards Card(R) from American Express OPEN which includes $0 introductory annual fee for the first year, then $175. This charge card can supercharge the way your business earns rewards with three times points on airfare purchased from airlines, two times points on purchases at US gas stations up to $100,000 in each category per year, then 1 point. Terms and limitations apply.
The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
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April 3rd, 2010 at 4:36 pm
I had a very good Citi Card with rewards for several years, but then they tacked on an Annual fee. I dropped it because there were equal but no-fee alternatives from other companies. Interesting to see similar cards now appear from Citi, with no annual fee. Change of heart? Too late for me, though.
April 3rd, 2010 at 7:28 pm
The Platinum Select card used to be even better, offering 1% cash back on all purchases, 2-5% back on gas, groceries, etc. I still have that reward program on my older card
April 3rd, 2010 at 9:40 pm
John – I have the Citi Dividend World Mastercard which is 2% on gas, groceries, pharmacy and utilities and 1% on everything else (was my first card actually, back in 2001). No annual fee (but the interest rate is like 23%) – do they not offer this anymore?
April 3rd, 2010 at 10:40 pm
the citi forward card gives you the 5 reward points for any purchase at amazon.com
April 4th, 2010 at 2:30 pm
I also have the older Platinum Select Card which offers the cash back program. The %’s used to be better, as John referenced above, but it’s still a solid card in my mind. I didn’t realize the newer version got rid of this program.
April 5th, 2010 at 7:20 pm
Courtney – Yea it appears any form of cash back is completely gone from newer cards. Luckily they haven’t changed our older programs…
April 7th, 2010 at 5:48 am
Cheers for grandfathered cards!
May 23rd, 2010 at 7:16 pm
I have a citi card–be wary of the 0% offers. I did a 9 month 0% balance transfer 01/2010. Last month (4/2010) they tried to start charging me interest. They removed the interest, but have done it again this month (05/2010). Now the latest email from them is saying– the offer expired in March. The promotion may have expired in March, but the offer was for a 9 month offer. I don’t know what they’re up to, but appears fishy to me.