Comments on: Financial Reform: What’s in It for Me? http://www.fivecentnickel.com/2010/05/26/financial-reform-whats-in-it-for-me/ personal finance tips, tricks, and commentary Tue, 14 Feb 2012 01:20:12 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: aledoBC http://www.fivecentnickel.com/2010/05/26/financial-reform-whats-in-it-for-me/comment-page-1/#comment-160781 aledoBC Thu, 27 May 2010 15:58:37 +0000 http://www.fivecentnickel.com/?p=7851#comment-160781 Why does the govt continue to allow Adjustable Rate Mortgages? Were they not one of the main contributors to the economic meltdown? Why does the govt continue to allow Adjustable Rate Mortgages? Were they not one of the main contributors to the economic meltdown?

]]> By: geo http://www.fivecentnickel.com/2010/05/26/financial-reform-whats-in-it-for-me/comment-page-1/#comment-160691 geo Thu, 27 May 2010 00:38:52 +0000 http://www.fivecentnickel.com/?p=7851#comment-160691 I would miss the "no minimum charge" for credit card transactions. I know that small businesses get abused by CC transaction fees, but I like the convenience of not having to carry cash for sub-$10 orders. I would miss the “no minimum charge” for credit card transactions. I know that small businesses get abused by CC transaction fees, but I like the convenience of not having to carry cash for sub-$10 orders.

]]> By: Carol http://www.fivecentnickel.com/2010/05/26/financial-reform-whats-in-it-for-me/comment-page-1/#comment-160591 Carol Wed, 26 May 2010 20:27:44 +0000 http://www.fivecentnickel.com/?p=7851#comment-160591 I really like the idea of being able to access my credit score for free. It irritates me that some system is out there, making financial judgements about me, but to know how I'm rated, I have to pay a fee to get that. I really think it was smart to allow us to have free access to our credit reports. But free access to our credit scores would be nice, too. And I definitely support no mortgage prepayment penalties. I don't know what kind of mortgages have these penalties; mine does not. But I think it's wrong. If someone has the resources to get out of debt earlier than scheduled, they shouldn't be penalized for that. I really like the idea of being able to access my credit score for free. It irritates me that some system is out there, making financial judgements about me, but to know how I’m rated, I have to pay a fee to get that. I really think it was smart to allow us to have free access to our credit reports. But free access to our credit scores would be nice, too.

And I definitely support no mortgage prepayment penalties. I don’t know what kind of mortgages have these penalties; mine does not. But I think it’s wrong. If someone has the resources to get out of debt earlier than scheduled, they shouldn’t be penalized for that.

]]> By: jim http://www.fivecentnickel.com/2010/05/26/financial-reform-whats-in-it-for-me/comment-page-1/#comment-160531 jim Wed, 26 May 2010 18:01:50 +0000 http://www.fivecentnickel.com/?p=7851#comment-160531 It all looks good to me. It all looks good to me.

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