The other night while driving my son to soccer practice, I passed by a local church. On the sign out front it said:
“Be weird. Live debt free.”
This message was part of a pitch for Dave Ramsey’s “Financial Peace University,” a Biblically-based personal finance course with a major focus on debt reduction.
This got me to thinking… While I realize that they were just trying to be cute and catchy (it worked), have we really gotten to a point where debt freedom is “weird”?
I was raised in a family that never carried consumer debt and, aside from our mortgage (now paid off), my wife and I have never been in debt ourselves. In other words, debt freedom has always been normal for us.
What about you? What’s your debt situation? Do you have a mortgage? Student loans? Credit card debt? One or more car loans? More importantly, do you have a plan for getting out of debt?