As a followup to Wednesday’s article on whether or not you should use your employer’s HSA custodian, I wanted to talk a bit about deciding whether or not to switch to a high deductible health plan (HDHP). For me, the decision was based entirely on a quick cost/benefit calculation.
Consider the premiums
The most obvious benefit of [...]
Archive for October 2010
Deciding If You Should Have a High Deductible Health Plan
Written by Nickel - 13 Comments
Published on October 29th, 2010 - 13 Comments
Filed under: Insurance, Taxes
add to tip'd - stumble it - digg it
Filed under: Insurance, Taxes
add to tip'd - stumble it - digg it
How to Hire the Perfect Business or Life Coach for Free
Written by Neal Frankle - 3 Comments
You will benefit in unimaginable ways if you hire a great business or life coach. I don’t care if you are trying to get rid of credit card debt, fix your marriage, or start saving for retirement. You can hire a great coach. And the good news is that the very best coaches will gladly [...]
Published on October 28th, 2010 - 3 Comments
Filed under: Education, Productivity, Self Employment
add to tip'd - stumble it - digg it
Filed under: Education, Productivity, Self Employment
add to tip'd - stumble it - digg it
Should You Use Your Employer’s HSA Custodian?
Written by Nickel - 20 Comments
I’ve written in the past about how unhappy I am with my employer’s choice for our HSA custodian. In terms of accounts fees and service, they’re fine. When it comes to investment options, however, they’re awful. Every single fund has a load and a high expense ratio.
All of this got me to thinking about going [...]
Published on October 27th, 2010 - 20 Comments
Filed under: Insurance, Saving & Investing, Taxes
add to tip'd - stumble it - digg it
Filed under: Insurance, Saving & Investing, Taxes
add to tip'd - stumble it - digg it
How to Handle Debt Collectors
Written by Laura Martinez - 10 Comments
I hate debt collection agencies. This distaste is mainly because of past personal experience. A few of years ago, a collection company called me repeatedly about a medical bill that my insurance company had already paid. I sent the proof of payment through fax and mail, but they refused to accept it.
I decided that enough [...]
Published on October 26th, 2010 - 10 Comments
Filed under: Debt Reduction
add to tip'd - stumble it - digg it
Filed under: Debt Reduction
add to tip'd - stumble it - digg it
Series I Savings Bond Rates – November 2010
Written by Nickel - 5 Comments
This is just a quick note to say that the September inflation numbers are out, so we can now calculate the new Series I Savings Bond rates that will go into effect in November.
As I’ve noted in the past, the Series I Savings Bond rate is composed of a fixed and a variable portion. Based [...]
Published on October 25th, 2010 - 5 Comments
Filed under: Saving & Investing, Taxes
add to tip'd - stumble it - digg it
Filed under: Saving & Investing, Taxes
add to tip'd - stumble it - digg it
Power Over Plastic: Seven Practical Ways to Pay Off Credit Card Debt
Written by Guest Contributor - 2 Comments
This is a guest post from Jeremy Wright, who is a freelance financial writer.
In the war on waste, we’re a credit to our communities. Our habits and our habitats are “greener” than ever. Sadly, in the war for our wallets, we’re still letting plastic beat paper. In the interest of “greening” our finances, here are [...]
Published on October 25th, 2010 - 2 Comments
Filed under: Debt Reduction
add to tip'd - stumble it - digg it
Filed under: Debt Reduction
add to tip'd - stumble it - digg it
Are NFL Fines Tax Deductible?
Written by Nickel - 12 Comments
If you’re an NFL football fan, then you’re likely aware that there were a number of (literally) mind-numbing hits on wide receivers this past weekend. These included vicious hits by Pittsburgh’s James Harrison, Atlanta’s Dunta Robinson, and New England’s Brandon Merriweather.
In case you missed them, here are some links to video clips on YouTube:
Brandon Merriweather [...]
Published on October 22nd, 2010 - 12 Comments
Filed under: Taxes
add to tip'd - stumble it - digg it
Filed under: Taxes
add to tip'd - stumble it - digg it
EPA Increases Allowable Ethanol Content in Gas
Written by Nickel - 15 Comments
I’ve written in the past about how many drivers have reported significant drops in mileage when using a 10% ethanol-blended gas. That post spurred a ton of discussion, so I thought it would be worth highlighting a bit of ethanol-related news that I recently ran across…
Did you know that the EPA has approved E15 (gas [...]
Published on October 21st, 2010 - 15 Comments
Filed under: Automotive, Energy
add to tip'd - stumble it - digg it
Filed under: Automotive, Energy
add to tip'd - stumble it - digg it
Husband Cancels Life Insurance, Wife Divorces Husband
Written by Neal Frankle - 11 Comments
Divorcing someone just because they cancel their life insurance policy? Is that a reasonable thing to do?
The idea stunned me when I first read the e-mail. I figured there had to be more to the story, and there probably was. But as I read Melinda’s e-mail, I realized that when her husband canceled that life [...]
Published on October 21st, 2010 - 11 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it
Filed under: Insurance
add to tip'd - stumble it - digg it
Five Things to Know About Getting a Person-to-Person (P2P) Loan
Written by Guest Contributor - One Comment
This is a guest post from Beverly Blair Harzog, who is a contributing editor at CardRatings.com and co-author of the book “The Complete Idiot’s Guide to Person-to-Person Lending.”
Five Cent Nickel has previously featured articles on Alternative Approaches to Investing with Lending Club and My Lending Club Loan Selection Criteria.
When I was offered the [...]
Published on October 20th, 2010 - One Comment
Filed under: Debt Reduction
add to tip'd - stumble it - digg it
Filed under: Debt Reduction
add to tip'd - stumble it - digg it
Top Cards by Category
Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months. 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
Earn 20,000 bonus miles after your first purchase and miles don't expire.
Earn 20,000 bonus miles after your first purchase and miles don't expire.
Enjoy a 0% introductory rate for 18 months on Balance Transfers and 6 months on Purchases. Earn up to 5% cash back in categories that change.
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
For a limited time earn 25,000 Membership Rewards(R) points by spending $5,000 in the first 3 months. Enjoy amenities for you and your business, like: complimentary airport club access to 600 partner lounges, 24/7 concierge service and dedicated business consultants.
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee
Earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Reports to 3 major credit bureaus monthly and acceptance at millions of locations worldwide, including website purchases and reservations.
Great deals...
Best of FCN
- How to Become a Millionaire
- How to Get Out of Debt
- The Best Dollars I've Ever Spent
- How Our Estate Plan is Structured
- How We Paid Our Mortgage In Less than 10 Years
- Money Making Ideas
- How to Manage Your Asset Allocation with Multiple Accounts
- Consumption Smoothing - Save While the Saving's Good
- How to Save on Groceries
- How Much Life Insurance Do You Need?
- Eleven Great Books About Money
Most talked about...
- Dave Ramsey is Bad at Math
- Dish Network Customer Service SUCKS
- $8,000 Homebuyer Tax Credit
- Pay Off Mortgage Early or Invest?
- How to Claim the First-Time Homebuyer Tax Credit
- Reduced Credit Limits? Share Your Experience
- $15,000 Homebuyer Tax Credit
- Ethanol Blended Gas = Lower Mileage?
- How Much Should You Pay a Babysitter?
- Termite Control: Sentricon vs. Termidor
- Federal Income Tax Rates Went Down but Your Federal Tax Withholding Increased. Here's Why...
- Would the "Fair Tax" Gut the Economy?
How to save money on insurance
Recent articles...
- Why Didn't I Get My Tax Refund?
- Teens and Money
- Don't Be Cheap
- Congress at Work: Insider Trading and Payroll Taxes
- Are Frequent Flyer Miles Taxable?
- Make the Most of Daily Deals
- Effect of a Short Sale on Your Credit Score
- Capital One Cleared to Buy ING Direct
- Six Cheap Ways to Keep the Kids Busy This Winter
- Why Do Cell Phone Companies Charge Activation Fees?
