Archive for December 2010

The 2011 Payroll Tax Holiday

Written by Nickel - 19 Comments

As you’re likely aware, Congress recently agreed to extend the Bush-era tax cuts, which means that tax rates in 2011 will look the same as they did in 2010.
If you were paying attention, you might have also heard the phrase “Payroll Tax Holiday.” Today I want to talk a bit about what that means.
What is [...]

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Published on December 22nd, 2010
Modified on June 23rd, 2011 - 19 Comments
Filed under: Taxes
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Finding a Charity to Support in 2011

Written by Laura Martinez - 3 Comments

One of our goals in 2011 is to increase our charitable contributions throughout the year. We’ve been getting a better handle of our finances and our monthly budget has enough room to accomodate increased charitable giving.
Have you thought about which charities you’d like to support during the coming year? Or maybe you’ve wondered how you [...]

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Published on December 21st, 2010 - 3 Comments
Filed under: Charity
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Credit Card Foreign Transaction Fees

Written by Nickel - 5 Comments

Earlier this fall, I went on a work-related trip to Canada. It wasn’t until I was in the taxicab from the airport to my hotel that I realized that I wasn’t sure of the fees associated with using my credit card outside the United States.
I actually carry a Chase Visa, Citibank MasterCard, and an American [...]

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Published on December 20th, 2010
Modified on March 3rd, 2012 - 5 Comments
Filed under: Credit Cards
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Are You Willing to Shred Your Credit Card?

Written by Nickel - 3 Comments

Earlier this week, I asked about your favorite credit card. Today, I’d like to direct your attention to a credit card shredding contest that PerkStreet Financial and Lending Club have cooked up.
Here’s the deal: Simply shred your credit card in the most creative way possible, capture it on video, and submit the resulting video to [...]

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Published on December 17th, 2010 - 3 Comments
Filed under: Credit Cards
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The Cheapest 529 Plans

Written by Nickel - 7 Comments

I’ve talked quite a bit in the past about 529 plans. What they are, which ones are good, which ones are bad, etc.
Today I want to drill down a bit further and look at which 529 plans are the cheapest. I’m particularly interested in this topic because a recent Morningstar study revealed that mutual fund [...]

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Published on December 17th, 2010 - 7 Comments
Filed under: Education, Saving & Investing
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Organizing Your Financial Documents

Written by Neal Frankle - 13 Comments

Today I’m going to talk about how to organize your financial documents and records… Just in case something bad happens to you.
You and your family deserve to not worry about your finances. One important way to have peace of mind when it comes to money is to know where all of it is. If others [...]

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Published on December 16th, 2010
Modified on December 17th, 2010 - 13 Comments
Filed under: Planning
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What’s Your Favorite Credit Card?

Written by Nickel - 15 Comments

In the past, I’ve asked for your help in identifying the best credit cards. Well, while perusing Get Rich Slowly the other day, I learned that Card Ratings is running a poll of their own.
This is a simple five question survey that seeks to identify the best credit cards in each of the following categories:

Cash [...]

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Published on December 15th, 2010
Modified on February 4th, 2012 - 15 Comments
Filed under: Credit Cards
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Roth IRA Conversion: What a Long Strange Trip It’s Been

Written by Nickel - 7 Comments

As of today, my Roth IRA conversion is complete. Those that have been following along are aware that this has been a rather complex process. Today, I wanted to summarize this all in one place in case anyone else is considering something similar.
Roth IRA conversion rules
For starters, the IRS changed the Roth IRA conversion rules [...]

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Published on December 15th, 2010
Modified on December 17th, 2010 - 7 Comments
Filed under: Saving & Investing, Taxes
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Conducting a Year-End Financial Review

Written by Laura Martinez - 12 Comments

Last week, I mentioned that now would be a good time to take care of any financial task you needed to do before the end of the year. One of these tasks was creating reasonable financial goals for next year. We’ve done that for the last few years, and it’s helped us have a general [...]

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Published on December 14th, 2010
Modified on December 17th, 2010 - 12 Comments
Filed under: Planning, Saving & Investing
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Free Holiday Wi-Fi From Google Chrome

Written by Nickel - One Comment

While tracking my wife’s flight today, I discovered that Google Chrome is sponsoring free wi-fi on AirTran, Delta, and Virgin America domestic flights from November 20th, 2010 through January 2nd, 2011.
To access the free connection, simply enable wi-fi on your device, select the “gogoinflight” network, and launch your web browser. You’ll be redirected to the [...]

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Published on December 13th, 2010 - One Comment
Filed under: Frugality, Online, Travel
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