According to a recent press release, Lending Club has increased the upper limit on loan requests from $25,000 to $35,000. According to Lending Club CEO Renaud Laplanche, this change was “prompted by customer demand.”
This is the second major change in their lending policy over the past year or so. The first was when they introduced [...]
Archive for February 2011
Lending Club Increases Maximum Loan Amount
Written by Nickel - 5 Comments
Published on February 16th, 2011
Modified on June 28th, 2011 - 5 Comments
Filed under: Debt Reduction, Saving & Investing
add to tip'd - stumble it - digg it
Modified on June 28th, 2011 - 5 Comments
Filed under: Debt Reduction, Saving & Investing
add to tip'd - stumble it - digg it
How Much are Frequent Flyer Miles Worth?
Written by Nickel - 9 Comments
After years of using a cash back rewards card as my primary credit card, I switched over to a mileage card – the Amex Delta Platinum SkyMiles card – last summer. I’m earning a mile per dollar spent, with double miles on Delta purchases, and bonus chunks of MQM miles for specified spending tiers.
So far, [...]
Published on February 16th, 2011
Modified on February 19th, 2011 - 9 Comments
Filed under: Credit Cards, Travel
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Modified on February 19th, 2011 - 9 Comments
Filed under: Credit Cards, Travel
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When are 2010 Taxes Due? Hint: It’s Not April 15, 2011
Written by Nickel - 12 Comments
Wait! If you’re looking for the deadline for filing your 2011 federal income tax return, click here instead: When are 2011 Taxes Due?
Otherwise, read on…
As you’re likely aware, income taxes are due on April 15th of each year. If April 15th happens to fall on a weekend or a federal holiday, then the filing deadline [...]
Published on February 15th, 2011
Modified on January 9th, 2012 - 12 Comments
Filed under: Taxes
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Modified on January 9th, 2012 - 12 Comments
Filed under: Taxes
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Alternatives to Lending Money to Family or Friends
Written by Laura Martinez - 14 Comments
Lending money to family or friends can be an awkward decision. On the one hand, you want to help out a loved one in need, but will you ever get your money back? If you want to help, but think that helping them out with a loan will only make things worse, then here are [...]
Published on February 15th, 2011
Modified on February 19th, 2011 - 14 Comments
Filed under: Banking, Debt Reduction
add to tip'd - stumble it - digg it
Modified on February 19th, 2011 - 14 Comments
Filed under: Banking, Debt Reduction
add to tip'd - stumble it - digg it
How to Handle Missing Tax Forms
Written by Nickel - 5 Comments
Over the past few weeks, I’ve been throwing all the documents related to my 2010 taxes in a basket on the kitchen counter. At this point, I’ve either received everything, or have been told that I should access it online. What about you?
The main things that I’ve been expecting are my W-2 form from work [...]
Published on February 14th, 2011 - 5 Comments
Filed under: Taxes
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Filed under: Taxes
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Valentine’s Day Plans?
Written by Nickel - 12 Comments
Guess what? Valentine’s Day is on Monday. Like many holidays, Valentine’s Day has become more and more commercialized. In fact, according to the National Retail Federation, the average consumer is expected to spend $102.50 on Valentine’s day this year.
Here are some more interesting stats from the NRF:
36% will buy flowers
About half (47%) will dine out
16% [...]
Published on February 11th, 2011
Modified on February 28th, 2011 - 12 Comments
Filed under: Miscellany, Polls
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Modified on February 28th, 2011 - 12 Comments
Filed under: Miscellany, Polls
add to tip'd - stumble it - digg it
Lending Club and Your Income Taxes
Written by Nickel - 21 Comments
Over the past couple of weeks, I’ve been asked by several readers about how to handle your Lending Club earnings and expenses when it comes time to file your taxes. While I’m not a tax pro, I’m always willing to share our experiences, so… Here goes.
Paperwork, paperwork, paperwork
For starters, for all loans originated before 10/14/2008, [...]
Published on February 11th, 2011
Modified on February 15th, 2011 - 21 Comments
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
Modified on February 15th, 2011 - 21 Comments
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
How to Increase Your DropBox Space for Free
Written by Nickel - 7 Comments
As a followup to my recent posts about protecting your passwords and securing your financial documents, I just wanted to share some tips for increasing your DropBox storage space without spending a dime…
As a reminder, DropBox is an online file storage and synchronization service. Whatever you put in your DropBox (basically just a folder on [...]
Published on February 10th, 2011
Modified on February 15th, 2011 - 7 Comments
Filed under: Online
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Modified on February 15th, 2011 - 7 Comments
Filed under: Online
add to tip'd - stumble it - digg it
Develop a Small Business Continuity Plan
Written by Neal Frankle - 2 Comments
A friend of mine has a very successful side business. In fact, he earns more on his side business than he does from his full-time job. The only problem is that if he were to get hit by a bus, his business (and the income he earns from it) would disappear. That means that the [...]
Published on February 10th, 2011
Modified on February 15th, 2011 - 2 Comments
Filed under: Insurance, Self Employment, Working
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Modified on February 15th, 2011 - 2 Comments
Filed under: Insurance, Self Employment, Working
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Securing Financial Documents on Your Computer
Written by Nickel - 11 Comments
Last week, I wrote about protecting your passwords and other sensitive financial data, like account numbers. Today I want to go a step further and talk about protecting electronic documents – tax returns, Quicken files, bank or brokerage statements, etc. – that you may be storing on your computer.
Going paperless
I’ve been gradually transitioning over to [...]
Published on February 9th, 2011
Modified on February 15th, 2011 - 11 Comments
Filed under: Identity Theft, Online
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Modified on February 15th, 2011 - 11 Comments
Filed under: Identity Theft, Online
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