Archive for April 2011

How Many Credit Cards Do You Have?

Written by Nickel - 37 Comments

While on a recent business trip, I witnessed something that made my jaw drop. I was standing at the hotel registration desk when I heard someone say “See, this is why I don’t need any more cards.” I turned to look and saw an older woman showing her pocketbook to two kids – possibly her [...]

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Published on April 29th, 2011 - 37 Comments
Filed under: Credit Cards
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Using British Airways Bonus Miles for Domestic Travel

Written by Nickel - 3 Comments

Earlier this month, I pointed out a 100k mile bonus for signing up for the Chase British Airways Visa Card. This is a pretty generous offer, in that you can immediately trade those miles for a pair of Transatlantic flights. But what if you don’t want to leave the country?
As it turns out, you can [...]

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Published on April 28th, 2011 - 3 Comments
Filed under: Credit Cards, Travel
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How to Get a Loan from Your Friends or Family

Written by Neal Frankle - 8 Comments

Even if you’ve been less than stellar with your finances in the past, you can still borrow money that you might need from family or friends. This is especially important if you currently pay high interest rates and want to refinance at a lower rate. If that describes you, your friends and family are a [...]

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Published on April 28th, 2011 - 8 Comments
Filed under: Debt Reduction
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Make Yourself Indispensable

Written by Nickel - 4 Comments

Even though the Great Recession is behind us and the economic recovery is (by most accounts) well underway, good jobs are hard to come by. So how can you be sure to keep yours once you’ve found it? Simple. By making yourself indispensable.
An example of indispensability
I was recently talking to a friend (let’s call him [...]

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Published on April 27th, 2011 - 4 Comments
Filed under: Working
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The Goof’s Guide to Money Management

Written by Jeffrey Steele - 8 Comments

It was a typical evening in the mid 1980s, and I was working late at my job as an advertising copywriter in Chicago. Down the hall, a colleague named Mary, not many years out of college, was also toiling away in overtime. I could hear her in her office, humming, shuffling papers and twirling the [...]

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Published on April 26th, 2011 - 8 Comments
Filed under: Credit Cards, Debt Reduction
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Banks With the Highest Interest Rates

Written by Nickel - 17 Comments

If you’re anything like me, you’re always on the lookout for ways to get more from your money. Unfortunately, recent years haven’t been kind to savers, with saving account interest rates averaging just 0.15% nationally. The good news is that it’s not hard to find to find a better deal.
As evidence, I offer a recent [...]

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Published on April 25th, 2011 - 17 Comments
Filed under: Banking
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Struggling to Survive on $250,000 Per Year?

Written by Nickel - 47 Comments

Over the past year or so, we’ve seen a lot of debate over the definition of wealthy. Much of this discussion has centered on whether or not individuals (or families) earning $250k or more per year are “rich” and should see their tax rates rise.
Without getting into the underlying politics, I think that one thing [...]

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Published on April 22nd, 2011 - 47 Comments
Filed under: Education, Frugality, Real Estate, Saving & Investing, Taxes
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When Do You Stop Being a Beginner?

Written by Neal Frankle - One Comment

When do you give yourself credit for knowing what you’re doing? This is not a rhetorical question in the least. Knowing the answer to this question will have a huge impact on both your personal life and you career, as we’ll discuss shortly.
This question occurred to me today as I was doing some blog-related work. [...]

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Published on April 21st, 2011 - One Comment
Filed under: Miscellany
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Fidelity to Rename Bond Index Fund

Written by Nickel - One Comment

This is just a quick heads up for those of you that are investing through Fidelity… I received an e-mail this morning stating that they’re renaming the Fidelity US Bond Index Fund to the Spartan US Bond Index Fund. This isn’t a huge deal, but it’s worth knowing about if you’re looking for this fund.
Here’s [...]

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Published on April 20th, 2011 - One Comment
Filed under: Saving & Investing
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Travel Reimbursement Tips

Written by Nickel - 4 Comments

As you may know, running this site isn’t all that I do. I also have a full time job, and that job sometimes requires travel. Unfortunately, I don’t have a corporate credit card for charging my travel expenses. I do, however, get reimbursed (within limits) by my employer – though I have to track and [...]

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Published on April 20th, 2011 - 4 Comments
Filed under: Travel, Working
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