Archive for July 2011

How to Complain About Your Credit Card

Written by Nickel - Leave a Comment

Have you ever been wronged by a credit card issuer? Did you wish you could complain to someone other than the customer service line? If so, then you’ll be happy to know that the Consumer Financial Protection Bureau (CFPB) has launched an online portal for submitting credit card complaints.
In case you’ve never heard of it, [...]

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Published on July 29th, 2011 - Leave a Comment
Filed under: Credit Cards
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Wealth Building Techniques That I Learned From the Garbage Man

Written by Neal Frankle - 8 Comments

When I began my career as a financial advisor, I worked in a bank. On my third day on the job, I met one of the wealthiest men I would ever meet. Phil was worth over $10 million dollars – and this was back in 1986.
As if that weren’t enough, Phil never inherited a dime [...]

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Published on July 28th, 2011 - 8 Comments
Filed under: Planning, Saving & Investing
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USPS Plans to Close Over 3600 Post Office Locations

Written by Nickel - 8 Comments

In case you haven’t heard, the USPS is planning on closing over 3,600 locations. Believe it or not, of their roughly 32k locations, only about 6k (19%) cover their costs, so it’s time for a change. Is your favorite location in danger? Find out by clicking through and checking the official list.
Of the Post Offices [...]

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Published on July 27th, 2011 - 8 Comments
Filed under: Miscellany
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Credit Card Bonus Offers: $1600+ Worth of Deals!

Written by Nickel - 3 Comments

It’s been awhile since I’ve posted a big list of credit card bonuses in one place, so… Note: given changes in offers, the total amount has dropped below $1,600. If you see any new offers appear, please list them in the comments. Here’s a list of five cards that will get you signup bonuses for [...]

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Published on July 27th, 2011 - 3 Comments
Filed under: Credit Cards
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Five Tips for Thrift Shopping Success

Written by Ed Avis - 9 Comments

You drive by the Salvation Army store every day, but you probably never stop in. Maybe you shop at Goodwill for some old clothes for a Halloween costume, but wouldn’t think of going there for anything else. Well, maybe it’s time to change your shopping habits and make thrift stores part of your routine. With [...]

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Published on July 26th, 2011 - 9 Comments
Filed under: Consumer, Frugality
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State and Local Sales Tax Rates (Map)

Written by Nickel - 6 Comments

As a followup to this morning’s post about state sales tax holidays for back-to-school shopping, I thought I’d share this map of state sales tax rates from the Tax Foundation.

(click map to enlarge)
Some interesting tidbits…
The ten states with the highest sales tax rates (from highest to lowest) are: Tennessee, California, Arizona, Louisiana, Washington, New [...]

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Published on July 25th, 2011 - 6 Comments
Filed under: Consumer, Taxes
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2011 Sales Tax Holidays for Back-to-School Shopping

Written by Nickel - Leave a Comment

It’s that time of the year again… Time to start thinking about back-to-school shopping. And you know what that means, don’t you? Time for a sales tax holiday! What follows is an alphabetical listing of states with sales tax holidays, along with a brief summary of what is included in each. Note that there are [...]

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Published on July 25th, 2011 - Leave a Comment
Filed under: Consumer, Frugality, Taxes
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Why You Should Invest Like a Girl

Written by Nickel - 3 Comments

I recently ran across some interesting data on the differences between men and women when it comes to investing for retirement. What follows is based on “How America Saves 2011,” which is Vanguard’s annual report on retirement plans.
And yes, I realize that it’s dangerous to generalize, but there are some interesting nuggets of wisdom in [...]

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Published on July 22nd, 2011 - 3 Comments
Filed under: Retirement, Saving & Investing
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Will Municipal Bonds Lose Their Tax Advantage?

Written by Nickel - 8 Comments

Municipal bonds, which are issued by states and local communities, are a popular choice for those who are looking for a fixed income investment in a taxable account. The reason for this is that the income generated by muni bonds is tax exempt, which boosts their effective yield as compared to taxable bonds.
Beyond being a [...]

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Published on July 21st, 2011 - 8 Comments
Filed under: Economy, Saving & Investing, Taxes
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Big Banks vs. Small Banks: Which is Right for Me?

Written by Guest Contributor - 6 Comments

This is a guest post from Lisa White.
With all the publicity in recent years on the exorbitant fees big banks are charging, along with the dissolution of more and more community and neighborhood banks, I have been re-evaluating where to do my banking.
It is not easy switching banks to begin with, especially for those of [...]

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Published on July 21st, 2011 - 6 Comments
Filed under: Banking
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