Archive for August 2011

Ordering Checks Online

Written by Nickel - 9 Comments

It’s that time again… Time to order more checks. I’ve mentioned this in the past, but despite doing most of our banking online, we still need to write a decent number of checks, mostly for things related to our school-age kids.
The last time we had to order checks was back in October 2006. At that [...]

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Published on August 22nd, 2011
Modified on September 5th, 2011 - 9 Comments
Filed under: Banking
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Saving Money With My Amex Delta Platinum SkyMiles Credit Card

Written by Nickel - 15 Comments

There was a time when I was solidly in the cash back credit card rewards camp, and you couldn’t have convinced me to apply for a frequent flyer credit card. But that was then, and this is now…
Last summer I applied for an Amex Delta Platinum SkyMiles credit card. I travel semi-frequently, and our family [...]

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Published on August 19th, 2011
Modified on August 21st, 2011 - 15 Comments
Filed under: Credit Cards, Travel
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How to Save Money on Gas

Written by Hank Coleman - 13 Comments

With summer in full swing and the price of oil hovering near $90-100 per barrel, everyone is feeling the pinch at the gas pump. High fuel costs affects us every summer, and this one is turning out to be no different.
Except this year, the high cost of filling up our gas tanks has been compounded [...]

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Published on August 18th, 2011
Modified on August 21st, 2011 - 13 Comments
Filed under: Automotive, Energy, Frugality
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Financial Advisors, Asset Management Fees, and You

Written by Nickel - 13 Comments

You’ve heard time and again that expenses matter when it comes to investing. In fact, when it comes to mutual funds, Morningstar has gone so far as to argue that “investors should make expense ratios a primary test in fund selection… In every single time period and data point tested, low-cost funds beat high-cost funds.”
This [...]

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Published on August 17th, 2011
Modified on August 21st, 2011 - 13 Comments
Filed under: Planning, Saving & Investing
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Seven Ways to Slash Your Electric Bill

Written by Ed Avis - 20 Comments

Ouch, that electric bill is gonna hurt this month! With temperatures soaring across the United States, power consumption has been soaring right along with it. Of course you’ve already turned up your thermostat and screwed in the CFLs, so here are some slightly different tips to trim the power bill.

Get your hands wet. Wash your [...]

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Published on August 16th, 2011
Modified on August 21st, 2011 - 20 Comments
Filed under: Energy, Frugality
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Time to Refinance Your Mortgage?

Written by Nickel - 8 Comments

If you’re in a position to refinance your mortgage and haven’t done so already, now’s a great time to lock in a very low rate. And even if you have refinanced, it might make sense to refinance again.
You’ve likely heard about the “historically low” mortgage rates over the past few years, but 15-year fixed rate [...]

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Published on August 15th, 2011
Modified on August 21st, 2011 - 8 Comments
Filed under: Debt Reduction, Mortgages
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Navigating a Turbulent Market

Written by Nickel - 3 Comments

Whew! What a week. Unless you’ve been living in a cave, you’ve likely heard about last week’s roller coaster ride on Wall Street. It all started the previous Friday night when Standard & Poor’s downgraded US government debt.
Once Monday rolled around, the stock market tanked. Then it recovered. Then it tanked again. And after that? [...]

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Published on August 15th, 2011
Modified on August 21st, 2011 - 3 Comments
Filed under: Saving & Investing
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ING Direct Now Offering Paper Checks

Written by Nickel - 11 Comments

In a move that’s sure to bring a smile to the face of many customers, ING Direct is now offering paper checks to go along with their formerly-paperless “Electric Orange” checking account. According to reports, they’ve been notifying customers of this feature, though I haven’t yet received notification.
Be that as it may, a review of [...]

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Published on August 12th, 2011
Modified on August 21st, 2011 - 11 Comments
Filed under: Banking
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Dealing With a Collection Agency (Again)

Written by Nickel - 7 Comments

It’s been awhile, but we’ve once again found ourselves in the crosshairs of a collection agency. Long-time readers might recall that we were contacted by a collection agency a few years ago in relation to a medical debt that wasn’t actually overdue. In fact, that collection notice arrived less than 30 days after the first [...]

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Published on August 11th, 2011
Modified on August 21st, 2011 - 7 Comments
Filed under: Credit Cards, Debt Reduction
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Syncing Your Savings

Written by Lisa White - 3 Comments

In this economy, it seems harder than ever to make your money work for you.
Is a money market account the way to go, or is a long-term CD worthwhile? Should I open a basic savings account instead of an IRA?
We work hard for our money. It shouldn’t be a lot of work to figure out [...]

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Published on August 11th, 2011
Modified on August 21st, 2011 - 3 Comments
Filed under: Saving & Investing
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