The big news in the consumer banking industry yesterday was that Bank of America intends to roll out a $5/month service fee for customers who make purchases with their debit cards. Yikes! Five dollars? Per month? That’s a lot. And it won’t matter if you use your card just once or dozens of times.
The good [...]
Archive for September 2011
New Debit Card Fees on the Horizon
Filed under: Banking
add to tip'd - stumble it - digg it
Do You Have a Plan?
While on Twitter the other day, I ran across someone who was lamenting that she had bought a few stocks “awhile ago,” and that some were doing well, some very poorly… “Wondering when to get out.”
My first thought was: Hmmm. What was your plan for this money? And why do want/need to get out? Simply [...]
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
Citi Bonus Cash Back Categories for Fall 2011
As a followup to my recent post about the Chase Freedom bonus reward categories for Fall 2011, here’s some info about the newest bonus categories for the Citi Dividend Platinum Select Visa…
As you’re no doubt aware, many reward credit cards have switched to a model where they offer a base level of 1% rewards plus [...]
Filed under: Credit Cards
add to tip'd - stumble it - digg it
Assessing Your IRS Audit Risk
It’s an ever-present threat to Americans and one that has been compared to the ultimate stressors in life, such as a death in the family, divorce or job loss. As a taxpayer, it’s always a lingering question in the back of my mind. Am I at risk of an IRS income tax audit?
Even though the [...]
Filed under: Taxes
add to tip'd - stumble it - digg it
2012 Federal Income Tax Brackets (IRS Tax Rates)
Every year around this time, tax experts get together and use inflation data to project what the next year’s income tax brackets will look like. Last year, we had the added complexity of the fight over the fate of the Bush-era tax cuts, which could have changed the tax landscape entirely.
Ultimately, the tax cuts stayed [...]
Filed under: Taxes
add to tip'd - stumble it - digg it
Six Ways to Save Money With Your New Dog
The kids have been begging for a puppy for six months, and you finally decide a dog might just complete your family. Plus, the canine may teach your kids a few things about responsibility and caring for others, right? Those are good reasons to get a dog, but before you bring Spot home, take a [...]
Filed under: Frugality
add to tip'd - stumble it - digg it
Vanguard Adds Same-Day Trading for Bank Transfers
It’s no secret that I love Vanguard. In fact, with the exception of two employer-related retirement accounts that are held at Fidelity, we do all of our investing at Vanguard. I was thus pleased to see that they’ve added the ability to make same-day mutual fund trades when transferring money in from a linked bank [...]
Filed under: Saving & Investing
add to tip'd - stumble it - digg it
Chase Freedom Reward Categories for Fall 2012 – Plus a $200 Bonus
As we head into fall, it’s time for Chase Freedom cardholders to sign up for the next round of bonus reward categories. This time around, they’re offering 5% cash back from Oct 1 through Dec 31 on hotels, airlines, Best buy® and Kohl’s. As always, the bonus is limited to $1,500 in purchases in the [...]
Filed under: Credit Cards
add to tip'd - stumble it - digg it
Operation Twist: Even Lower Rates Ahead?
The economy stinks. You and I know it, and the Federal Reserve knows it, too. That’s why they announced Operation Twist earlier this week. Operation Twist? What’s that, you say? It’s yet another attempt to drive interest rates down in hopes of spurring economic activity.
This time around, they’re targeting 10-year bond Treasury rates because lots [...]
Filed under: Economy
add to tip'd - stumble it - digg it
Gauging the Gouging
I was trying to dream up a topic for my latest personal finance column a couple days ago, when I suddenly found myself out of legal pads.
I use legal pads a lot, and I didn’t want to wait for a trip to the office supply superstore to pick up a fresh supply. I marched a [...]
Filed under: Consumer, Frugality
add to tip'd - stumble it - digg it
Top Cards by Category
Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months. 5% Cash Back on up to $1,500 spent in bonus categories each quarter.
Earn 20,000 bonus miles after your first purchase and miles don't expire.
Earn 20,000 bonus miles after your first purchase and miles don't expire.
Enjoy a 0% introductory rate for 18 months on Balance Transfers and 6 months on Purchases. Earn up to 5% cash back in categories that change.
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
For a limited time earn 25,000 Membership Rewards(R) points by spending $5,000 in the first 3 months. Enjoy amenities for you and your business, like: complimentary airport club access to 600 partner lounges, 24/7 concierge service and dedicated business consultants.
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee
Earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Reports to 3 major credit bureaus monthly and acceptance at millions of locations worldwide, including website purchases and reservations.
- How to Become a Millionaire
- How to Get Out of Debt
- The Best Dollars I've Ever Spent
- How Our Estate Plan is Structured
- How We Paid Our Mortgage In Less than 10 Years
- Money Making Ideas
- How to Manage Your Asset Allocation with Multiple Accounts
- Consumption Smoothing - Save While the Saving's Good
- How to Save on Groceries
- How Much Life Insurance Do You Need?
- Eleven Great Books About Money
- Dave Ramsey is Bad at Math
- Dish Network Customer Service SUCKS
- $8,000 Homebuyer Tax Credit
- Pay Off Mortgage Early or Invest?
- How to Claim the First-Time Homebuyer Tax Credit
- Reduced Credit Limits? Share Your Experience
- $15,000 Homebuyer Tax Credit
- Ethanol Blended Gas = Lower Mileage?
- How Much Should You Pay a Babysitter?
- Termite Control: Sentricon vs. Termidor
- Federal Income Tax Rates Went Down but Your Federal Tax Withholding Increased. Here's Why...
- Would the "Fair Tax" Gut the Economy?
How to save money on insurance
- Why Didn't I Get My Tax Refund?
- Teens and Money
- Don't Be Cheap
- Congress at Work: Insider Trading and Payroll Taxes
- Are Frequent Flyer Miles Taxable?
- Make the Most of Daily Deals
- Effect of a Short Sale on Your Credit Score
- Capital One Cleared to Buy ING Direct
- Six Cheap Ways to Keep the Kids Busy This Winter
- Why Do Cell Phone Companies Charge Activation Fees?
