Surf the web or browse popular magazines and newspapers, and you’ll find lots of insights about the opportunities and risks of being your own boss. But given the sky-high rate of small business failure, there can never be too much written on the topic.
I’m no Steve Jobs, but I believe I’ve got something to say [...]
Archive for October 2011
Ain’t-Trepreneurs
Modified on October 21st, 2011 - 3 Comments
Filed under: Self Employment, Working
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Stamp Prices: The 2012 Increase
In yet another attempt to stanch the flow of red ink, the US Postal Service plans to increase first class stamp prices from $0.44 to $0.45 on January 22nd, 2012. This is the first such increase in two years, and it’s expected to generate $888M in revenue.
Unfortunately, that’s just a drop in the bucket relative [...]
Modified on October 21st, 2011 - 6 Comments
Filed under: Miscellany
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Why I Love My Amex Delta Platinum Card
I’ve sung the praises of my Amex Delta Platinum Card in the past, but today I woke up to an e-mail that made me fall in love with it all over again. As I noted in my post about credit card rental car insurance, I’ll be traveling later this week. Well, guess what?
That’s right… I [...]
Filed under: Credit Cards, Travel
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Pet Insurance Pros and Cons
There’s no doubt that our furry friends can be costly. Even if your pet has no initial health problems, with age, Fido will undoubtedly run into medical issues at some point. When the end is near, long-time pet owners know just how costly pet healthcare can be.
If you have a pet, chances are you’ve debated [...]
Modified on October 21st, 2011 - 2 Comments
Filed under: Uncategorized
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Does Credit Card Car Rental Insurance Cover Priceline and Hotwire?
Over the weekend, I went online to rent a car for an upcoming trip. As usual, I used a combination of Hotwire and Priceline to get the lowest possible rate, ultimately winding up with a reservation through Hotwire.
During the checkout process, I was offer rental car insurance. The policy that I was offered was through [...]
Modified on October 21st, 2011 - 3 Comments
Filed under: Frugality, Travel
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Get 5% Off at Target With the REDcard
I’m not normally a fan of store credit cards, but I recently looked into the Target REDcard, and I have to say that it looks quite good. This past weekend, my wife and stopped in at our local Target store for some early Christmas shopping. While there, I picked up a pamphlet about the REDcard [...]
Modified on October 21st, 2011 - 14 Comments
Filed under: Credit Cards
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Can Banks or Credit Unions Increase CD Early Withdrawal Penalties?
Last spring I wrote about a credit union that changed the terms of their existing CDs. The institution in question was Fort Knox Credit Union in Radcliff, KY. Today, I want to follow up on that story and provide an update.
The change in this case was an increase in the early withdrawal penalty on all [...]
Modified on October 21st, 2011 - 4 Comments
Filed under: Banking
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Ideas for Earning Extra Money
Busy people could sometimes — okay, always — use a little extra cash. But getting a normal part-time job is not feasible for many people. Who wants to be tied down to regular hours at the local diner when your kids might need a ride to soccer practice or help with their homework?
Skip the creepy [...]
Modified on October 21st, 2011 - 2 Comments
Filed under: Working
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Year-End Tax Saving Moves
We’re now a little more than a week into the 4th quarter of 2011, which means that you have less than three months to make moves to reduce your tax liability for this year. While there’s a limit to how much you can do, you can save a nice chunk of change by taking a [...]
Modified on October 21st, 2011 - 2 Comments
Filed under: Taxes
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Year-End Tax Savings
This is just a quick reminder that, if you requested an income tax filing extension, your 2010 income tax return is due this coming Monday, October 17th. Assuming that you did request an extension, you likely made an estimated payment when you submitted Form 4868.
Be sure to claim credit for this payment on the appropriate [...]
Modified on October 21st, 2011 - Leave a Comment
Filed under: Taxes
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