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I’m not sure about you, but my employer’s open enrollment period is in full swing. In fact, there’s just over a week remaining for those that want to change their elections.
I’m not sure about you, but we’re not changing anything — at least not in terms of our health insurance. We will, however, ratchet up our retirement savings in lock-step with the contribution limit increases.
As for the retirement accounts, this isn’t strictly tied to open enrollment, but we’ll be increasing our contributions to expected new 401(k)/403(b) limit of $17,500/year. Note that if you’re 50 or older, you’ll actually be able to sock away $23k in 2013.
Oh, and if you use a healthcare FSA (which we don’t), then keep in mind that the limits for 2013 are decreasing to an absolute max of $2500/year.
What about you? Are you planning on making any big changes during open enrollment?
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