Today I want to share with you one of my recent home projects… Frugal and effective DIY garage kayak racks.
As I’ve continued down the path of voluntary frugality, I’ve gotten more and more interested in DIY projects of all kinds. Whether or not you’re handy around the house, most frugal homeowners eventually jump on the [...]

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Back in April of 2009, I was already mad at my debt. It wasn’t until I conjured up the idea of tabulating how much interest I was paying, however, that my eyes were finally opened to the enormous power my debt had over my ability to retain my own hard earned money!
Here is the story [...]

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If you don’t control your money, your money will control you. Today let’s focus on getting control over the cost of auto repair and maintenance.
The cost of owning a car
Here’s a look at all the budget categories you may want consider when attempting to nail down your auto expenses:

Purchase price – payment (cash and/or financing [...]

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As time goes by and taxpayers see less and less personal benefit from the bank bailouts, tensions are on the rise. People are starting to ask more and more questions. People are starting to question what caused all the problems we are facing today. People are wondering if there is another way, a better way.
I [...]

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As you may already know, this week is National Save for Retirement Week. In that spirit, I want to spend some time today discussing the peace brought on by having a sound financial plan.
It should come as no surprise that planning for the future and saving for retirement can bring a great deal of peace [...]

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The art of salary negotiation is a touchy but crucial matter that rarely receives adequate attention. With all the economic certainty that we’ve been facing, many people have increasingly focused on reducing expenses and leading a frugal lifestyle. There are, however, two sides to the “spend less than you earn” coin…
When is the last time [...]

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Is it really necessary to buy software programs to clean and/or protect your Windows computer? And either way… Which ones should you use?
“Yesterday it worked, today it is not working, Windows is like that.”
-Margaret Segall

Why take advice from me?
Though I do not speak of it often I am an Information Technology Manager (a.k.a. “computer guy”) [...]

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It’s time people! Whether you like it or not, the Holiday season will be upon us in the blink of an eye. Are you financially prepared?
“The wise man plans and saves for the future, but the foolish person squanders what he has.”
-Proverb

Today I will outline two basic concepts. One will touch on saving for a [...]

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Time = Money…
…so if you’re wasting time, you’re wasting money. Keep this old adage in mind as you read through this article.
“Time is free, but it’s priceless. You can’t own it, but you can use it. You can’t keep it, but you can spend it. Once you’ve lost it you can never get it back.”
-Harvey [...]

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Have you noticed the increased buzz about “becoming debt free” lately? Everywhere we turn, more and more people are talking about clipping coupons, cutting expenses, building emergency funds, etc. This has been especially true over the last year or so.
Why all the hype? Why are so many people looking to rid themselves of their debt [...]

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