The worst thing about bad credit isn’t being turned down for a loan or a new credit card. After all, there are worse things than not being able to borrow. The bigger problem with bad credit is that it can cost you money in a number of ways, and that added cost [...]
Archive for the ‘Credit Cards’ Category
As I was coming of age, I became aware of too many examples of people who had gotten into trouble with credit card debt. It made me avoid getting a credit card for several years. Eventually, though, I overcame my fear of plastic, and realized it is the user and not the [...]
Around this time of the year, new college graduates are leaving their schools with a wealth of knowledge. At the end of their four (or six, or eight…) years of college, graduates have typically tackled a wide range of academic subjects, often with an impressive degree of complexity. Unfortunately, one type [...]
Which side are you on?
The universe these days seems to be split into Apple lovers and Apple haters. The lovers anxiously awaited Apple’s annual model change, wondering what they were going to do to save us from that most dreaded of modern conditions: gadget deprivation. Everyone knew the iPhone 6 would come in two [...]
Graduation is the theme all around my neighborhood. It is a time of excitement and big dreams. Unfortunately in most cases, personal financial sense is not a taught at college. Once out of college, going from living broke to a big paycheck every month can easily encourage lifestyle inflation and a downward spiral of bad financial [...]
While I’m not a fan of all the pharmaceutical advertising on television, I have to admit that they can be brutally frank about disclosing potential side effects. If you take something for chronic indigestion, a variety of things could happen which will make you lose your appetite — which at least would make you less [...]
This post comes from Anthony Fontana at our partner site Quizzle.com
It wasn’t too long ago that shopping actually required people to get off the couch and fight through crowds at the mall. That isn’t the case anymore. In fact, online shopping is easier than ever. Just last week I bought two pairs of jeans and [...]
This post comes from Lindsay Meredith at our partner site Quizzle.com
The holiday shopping season will be in full swing before you know it, and, if you’re like many Americans, you’ll be making your special purchases with a credit card. After all, credit cards are a safe and convenient way to shop, plus they off special [...]
There are two categories of tasks that keep the financial machine running smoothly — essential tasks and beneficial tasks. Most people recognize the essential tasks as something they should do at least once a year: Open or review your retirement account, re-balance your portfolio, review your insurance needs, etc.
But somehow the beneficial tasks don’t seem to get the [...]
We bought our first house three months ago. We are very slowly furnishing our home, and our credit cards are paying for it. No, I do not mean we are putting all the expenses in our credit card. We are making our own furniture and every single tool required to make the furniture and the [...]
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