Have you ever noticed that certain businesses offer a discount for paying with cash vs. credit? This practice is particularly common at gas stations, though you’ll sometimes see it at other businesses, as well. And yet, as we’ve discussed, it’s against the policies of the major card networks (Visa, MasterCard, etc.) — and, in some [...]
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Archive for the ‘Credit Cards’ Category
Credit Card Surcharges vs. Cash Discounts
Written by Nickel - 13 Comments
Published on November 18th, 2011 - 13 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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The Consumer Financial Protection Bureau: Watching Out for Your Financial Well-Being
Written by Lisa White - 3 Comments
The recent news that banks were planning to charge monthly debit card fees was not well-received by recession-weary Americans. The rising costs of fuel, food and living in general when unemployment is at an all-time high means the timing couldn’t have been worse to hit up our pocketbooks some more.
When will it all stop?
Well, banks [...]
Published on November 15th, 2011 - 3 Comments
Filed under: Banking, Consumer, Credit Cards
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Filed under: Banking, Consumer, Credit Cards
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No Fee, 0% Balance Transfer From Chase Slate
Written by Nickel - 3 Comments
Prior to 2009, you could hardly open your mailbox without getting an offer for a no fee, 0% balance transfer from one credit card issuer or another. And then it happened. The economy crashed and the credit markets tightened up. And pretty much every attractive credit card offer dried up.
Over the past year or so, [...]
Published on November 4th, 2011 - 3 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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States That Don’t Allow Credit Card Surcharges
Written by Nickel - 4 Comments
When I wrote last week about credit card surcharges, I noted that ten states have actually passed laws against such fees. This is in addition to the major card networks having banned them as part of their merchant agreement.
The ten states with laws against credit card surcharges include:
California
Colorado
Connecticut
Florida
Kansas
Maine
Massachusetts
New York
Oklahoma
Texas
If you are hit with a credit [...]
Published on October 27th, 2011 - 4 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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Credit Card Surcharges or Checkout Fees
Written by Nickel - 27 Comments
I’m currently on the road and just had an opportunity to dine out at a fantastic local breakfast spot. After placing my order and being told my total, I whipped out my Chase Freedom card, at which point I was informed of a $0.40 charge for using a credit card.
I was annoyed, but I was [...]
Published on October 21st, 2011 - 27 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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Why I Love My Amex Delta Platinum Card
Written by Nickel - 2 Comments
I’ve sung the praises of my Amex Delta Platinum Card in the past, but today I woke up to an e-mail that made me fall in love with it all over again. As I noted in my post about credit card rental car insurance, I’ll be traveling later this week. Well, guess what?
That’s right… I [...]
Published on October 18th, 2011 - 2 Comments
Filed under: Credit Cards, Travel
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Filed under: Credit Cards, Travel
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Get 5% Off at Target With the REDcard
Written by Nickel - 14 Comments
I’m not normally a fan of store credit cards, but I recently looked into the Target REDcard, and I have to say that it looks quite good. This past weekend, my wife and stopped in at our local Target store for some early Christmas shopping. While there, I picked up a pamphlet about the REDcard [...]
Published on October 14th, 2011 - 14 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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Citi Bonus Cash Back Categories for Fall 2011
Written by Nickel - Leave a Comment
As a followup to my recent post about the Chase Freedom bonus reward categories for Fall 2011, here’s some info about the newest bonus categories for the Citi Dividend Platinum Select Visa…
As you’re no doubt aware, many reward credit cards have switched to a model where they offer a base level of 1% rewards plus [...]
Published on September 29th, 2011 - Leave a Comment
Filed under: Credit Cards
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Filed under: Credit Cards
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Chase Freedom Reward Categories for Fall 2012 – Plus a $200 Bonus
Written by Nickel - 6 Comments
As we head into fall, it’s time for Chase Freedom cardholders to sign up for the next round of bonus reward categories. This time around, they’re offering 5% cash back from Oct 1 through Dec 31 on hotels, airlines, Best buy® and Kohl’s. As always, the bonus is limited to $1,500 in purchases in the [...]
Published on September 23rd, 2011 - 6 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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Details on the Schwab Visa Cash Back Credit Card Replacement
Written by Nickel - 8 Comments
Details are now starting to trickle in on the replacement of the Schwab Visa cash back credit card. For starters, the “2% on everything” will end on 10/31/2011.
In place of the old card, Bank of America will be issuing a new card that offers 1% cash back on retail purchases, 2% on groceries, and 3% [...]
Published on September 15th, 2011 - 8 Comments
Filed under: Credit Cards
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Filed under: Credit Cards
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