This is a guest post from Manshu of OneMint. If you like what you see here, please consider subscribing to his RSS feed.
Have you ever noticed that some retailers don’t accept certain credit cards? For example, while Visa and MasterCard are widely accepted, American Express card are often turned away. The reason for this is [...]

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This is a guest post from Jim Wang of Bargaineering. If you like what you see here, please consider subscribing to his RSS feed.
Credit scores are becoming increasingly important each and every day. While some people check them compulsively, almost as frequently as they check their investment portfolio, others check them infrequently, like the [...]

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In case you haven’t heard, the Senate just passed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 by a 90-5 vote. The House passed their own version of this bill, known as the Credit Cardholders’ Bill of Rights, back in April by a 357-70 margin. It’s now up to the House and [...]

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After a good run, the time has come to once again change our reward credit card strategy. First, AmEx reduced the rewards on their Blue Cash card, and then the same thing happened to the Chase Freedom card.
Over the past year or two, we’ve been using our AmEx Blue Cash card for nearly everything, with [...]

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As a followup to yesterday’s post about FreeCreditReport.com, I wanted to open up a discussion about whether or not you care about your credit score.
On the one hand, I’ve written extensively about why you should care about your credit score… Like it or not, your credit score does matter, even if you don’t intend to [...]

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“F-R-E-E that spells FREE, credit report dot com, bay-bee!”
Unless you’ve been living under a rock, you’ve probably heard that jingle a bazillion times. FreeCreditReport.com — sounds great, right? Just sign up and get a free credit report as well as a free credit score. But is it really free? Or is it some sort of [...]

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Citi has rolled out an interesting new Visa-branded card called the Citi Forward card. If you’re in the market for a new credit card, this one appears to offers a nice combination features, including a generous signup bonus, 0% APR for an introductory period, up to five reward points per dollar spent, and there’s no [...]

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A couple of years ago, I was in the market for a business credit card, so I applied for an American Express card that was offering a $250 signup bonus (sadly, that offer has long since expired). While this card was perfectly serviceable, I occasionally run into places that wouldn’t accept AmEx, and I also [...]

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Your credit report is incredibly important. Not only do potential lenders check it when you’re trying to secure credit, but landlords, cell phone companies, utility companies, insurance companies, etc. have also been known to check your credit prior to doing business with you.
Given the above, it’s in your best interest to check your credit [...]

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It’s no secret that we’re in the midst of a credit crunch. Banks aren’t lending, foreclosures are on the rise, card issuers are reducing credit limits, and the juiciest credit card offers have all but disappeared. Gone are the days when everyone (and their uncle!) was offering lengthy 0% balance transfers with no transfer fee.
Getting [...]

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