Was one of your New Year’s resolutions to pay down your credit card debt? If so, then you might be interested Discover More’s newest 0% balance transfer offer. This card offers 0% APR on both purchases and balance transfers with no transfer fee and is thus far one of the best balance transfer credit cards [...]

Read the full article »

As a followup to my recent post about Chase Freedom bonus categories for 2012 (and their $200 signup bonus), here’s some info on the bonus categories for the Citi Dividend Platinum Select Visa credit card…
As you’re likely aware, many credit card companies have switched to a model where they offer a base level of rewards [...]

Read the full article »

With New Year’s Day nearly upon us, it’s time to think about signing up for the next round of bonus categories on your rewards credit card.
As you may recall, most cash back credit cards have moved to a base 1% level of earnings with rotating bonus categories, and you need to sign up for these [...]

Read the full article »

This is just a quick note to let you know that the Discover More card is currently offering a $150 signup bonus. It’s been over a year since I last wrote about a Discover signup bonus, and this one is twice as rich as the last one.
To qualify for the bonus, you need to apply [...]

Read the full article »

Check this out… According to TransUnion, which is one of the big three credit bureaus, credit card delinquencies are currently at their lowest level in 17 years.
Surprised? I am. Given all the tight job market, stagnant wages, and increasing food prices (among other thing), I wouldn’t have expected it.
At the same time, however, more Americans [...]

Read the full article »

This is just a quick note to let you know about another interesting promo from American Express. Just in time for the peak of the holiday shopping season, they’ve rolled out their so-called Gift Chain program.
In short, you just need to register your card and then you’ll get a free gift valued at between $2-$500 [...]

Read the full article »

As a quick followup to my post about Small Business Saturday, I also wanted to point out a $20 bonus offer from MasterCard. To qualify, simply register your card and then spend $200 online between now and December 31st. Within a week of hitting the spending threshold, you should receive an e-mail with redemption details.
The [...]

Read the full article »

As you’re likely aware, this coming Friday is none other than “Black Friday.” And what happens the day after that? Small Business Saturday, of course.
Small Business Saturday is a promo that was launched last year by American Express. The goal of this promotion is to get people to shop at small, locally-owned businesses – and [...]

Read the full article »

Have you ever noticed that certain businesses offer a discount for paying with cash vs. credit? This practice is particularly common at gas stations, though you’ll sometimes see it at other businesses, as well. And yet, as we’ve discussed, it’s against the policies of the major card networks (Visa, MasterCard, etc.) — and, in some [...]

Read the full article »

The recent news that banks were planning to charge monthly debit card fees was not well-received by recession-weary Americans. The rising costs of fuel, food and living in general when unemployment is at an all-time high means the timing couldn’t have been worse to hit up our pocketbooks some more.
When will it all stop?
Well, banks [...]

Read the full article »