The worst thing about bad credit isn’t being turned down for a loan or a new credit card. After all, there are worse things than not being able to borrow. The bigger problem with bad credit is that it can cost you money in a number of ways, and that added cost [...]
Archive for the ‘Frugality’ Category
My wife and I were talking recently about a June 5, 2015, New York Times article that described the lifestyle of “Millionaires Who Are Frugal When They Don’t Have to Be.” It got me thinking about the word “frugal.” It will probably never be a sexy concept, but neither does it [...]
Talk to anyone 19 to 90, and they’re likely to have very clear memories of their first experience going steady. Mine came at the decidedly ancient age of 17, and I can recall that star-crossed life chapter like it happened last week.
My perky, mahogany-haired, 16-year-old inamorata and I didn’t have much in common other than [...]
Statistically, 80 to 90 percent of you live outside of California. When you read reports of the drought in California, then, your reaction may be something like, “Bummer for those dudes. Patti, please pass the peas.” You might want to reconsider, though, because chances are this drought could affect you more than you think.
Saying the [...]
Tis’ time for the spookiest holiday of the year and a record number of Americans are planning to participate in the scare festival. According to the National Retail Federation, more than two-thirds (67.4 percent) of celebrants will buy Halloween costumes for the holiday, the most in the survey’s 11-year history. The average person will spend $77.52 [...]
I can still remember the days when the term “generation gap” was all the rage. Back in the late 1960s and early 1970s, that term was bandied about to describe the yawning philosophical chasm between Baby Boomers and their parents on topics as diverse as the Vietnam War, the length of one’s hair, and different [...]
We’ve all heard that time is money. It can mean various things to various people.
Over time, if you save and invest, you will have more money.
If you waste time, the money you earn will be less.
The clock is ticking, and every moment you aren’t earning is money lost. Every moment you aren’t enjoying life is life [...]
After having my baby, I quit my job to stay home with her and money has been tight. Grocery couponing doesn’t work well for our family. So to stretch our dollars further without spending too much time and effort, I started paying attention to freebies around our everyday activities. I already wrote about free summer activities [...]
According to the National Retail Foundation’s 2014 Back-to-School Survey, the average family with children in grades K-12 will spend $669.28 on apparel, shoes, supplies and electronics. It is even higher for college students. It is about this time that parents start eyeing ads for back-to-school shopping. Here are some tips to help you save this year.
People have long spoken of “haves” and “have-nots,” but perhaps never in modern times has the economy seemed so separated between those who seem to be getting ahead and those who are falling behind.
What complicates things is that appearances can be deceptive. The easy availability of debt can make a household believe it is living [...]
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