A holiday with all the trimmings can seriously trim your bank account.
Archive for the ‘Frugality’ Category
We’re a nation of individuals who have way too much credit card debt and far too little retirement savings. We start the spending habit extremely early in life, and catch the saving bug much too late. Our confidence in our abilities to live on our meager nest eggs is far too high, and our emergency [...]
Psychiatrists say that realizing that you have a problem is the first step towards solving it. Maybe, but in my financial experience, what comes after recognizing the problem is more important.
After all, there’s no shortage of people who will tell you, loud and clear, when you have financial troubles. Overdue bill notices will come in, [...]
My husband is in Kuwait for his third tour in the Army. Working for the joint forces in a country that is firmly a U.S. ally, he doesn’t see a lot of combat. What he does see, what keeps him up at night, is the waste.
First, there is the practical military waste. Computers are shredded [...]
Today marks two weeks until Black Friday. Are you ready?
While I’ve never been much of a Black Friday shopper, preferring instead to laze around and take the day off, I know that many of you love thrill of the chase.
If you’re in the market for electronics, you can get some screaming hot deals on Black [...]
It’s hard to believe, but I’ve already seen a few holiday ads, and Halloween has barely passed! But with Christmas less than two months away, I guess I shouldn’t be surprised. In that spirit, here are a half dozen tips to save money at the holidays.
If you think about these things now, you’ll have a [...]
The news that gas prices are on the rise again reminded me of the summer of 2007. At the time both of my sons were playing travel baseball, which meant we were driving all over northern Illinois every weekend.
We owned a beautiful Chrysler Pacifica at the time — a sporty, comfortable, large car that was [...]
I’ve talked quite a bit in the past about the fine art of haggling. While many are afraid to dicker over the price of a purchase, there’s no doubt that you can save a good bit of money by simply asking for a better price.
If you fall into the “I don’t like to haggle” camp [...]
When you walk into a grocery store these days, you’ll encounter a bewildering display of promotions. In most cases, these promotions involve some kind of collaboration between the grocery store and the manufacturer.
Naturally, both parties — the store and the manufacturer — hope you will spend more money. But the manufacturer and the store don’t [...]
I believe there’s a fail safe way of identifying people who are better money managers than others.
The better money managers, generally speaking, are those who regularly patronize their towns’ and cities’ libraries.
You may be tempted to reject my theory out of hand, but just take a moment and hear me out.
Convincing me the above [...]
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