A holiday with all the trimmings can seriously trim your bank account.
Archive for the ‘Frugality’ Category
Nine Cheap Holiday Events that Won’t Tax Your Wallet
Modified on January 12th, 2013 - 5 Comments
Filed under: Frugality
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Those Money Problems, They’re All in Your Head
We’re a nation of individuals who have way too much credit card debt and far too little retirement savings. We start the spending habit extremely early in life, and catch the saving bug much too late. Our confidence in our abilities to live on our meager nest eggs is far too high, and our emergency [...]
Modified on December 16th, 2012 - 4 Comments
Filed under: Frugality, Planning, Saving & Investing
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Seven Ways People Make Their Money Troubles Worse
Psychiatrists say that realizing that you have a problem is the first step towards solving it. Maybe, but in my financial experience, what comes after recognizing the problem is more important.
After all, there’s no shortage of people who will tell you, loud and clear, when you have financial troubles. Overdue bill notices will come in, [...]
Filed under: Debt Reduction, Frugality
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Spending Resentment as Ugly as Jealousy
My husband is in Kuwait for his third tour in the Army. Working for the joint forces in a country that is firmly a U.S. ally, he doesn’t see a lot of combat. What he does see, what keeps him up at night, is the waste.
First, there is the practical military waste. Computers are shredded [...]
Modified on November 11th, 2012 - 3 Comments
Filed under: Frugality
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The Best Times to Score Holiday Shopping Deals
Today marks two weeks until Black Friday. Are you ready?
While I’ve never been much of a Black Friday shopper, preferring instead to laze around and take the day off, I know that many of you love thrill of the chase.
If you’re in the market for electronics, you can get some screaming hot deals on Black [...]
Modified on November 11th, 2012 - One Comment
Filed under: Consumer, Frugality
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Six Ways to Save Money and Have More Fun at the Holidays
It’s hard to believe, but I’ve already seen a few holiday ads, and Halloween has barely passed! But with Christmas less than two months away, I guess I shouldn’t be surprised. In that spirit, here are a half dozen tips to save money at the holidays.
If you think about these things now, you’ll have a [...]
Modified on November 11th, 2012 - One Comment
Filed under: Frugality
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Killer Gas Prices: Six Ways to Fight Back
The news that gas prices are on the rise again reminded me of the summer of 2007. At the time both of my sons were playing travel baseball, which meant we were driving all over northern Illinois every weekend.
We owned a beautiful Chrysler Pacifica at the time — a sporty, comfortable, large car that was [...]
Modified on October 27th, 2012 - 10 Comments
Filed under: Automotive, Frugality
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When to Haggle
I’ve talked quite a bit in the past about the fine art of haggling. While many are afraid to dicker over the price of a purchase, there’s no doubt that you can save a good bit of money by simply asking for a better price.
If you fall into the “I don’t like to haggle” camp [...]
Modified on October 27th, 2012 - 6 Comments
Filed under: Consumer, Frugality
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Common Grocery Promotions and How to Make the Most of Them
When you walk into a grocery store these days, you’ll encounter a bewildering display of promotions. In most cases, these promotions involve some kind of collaboration between the grocery store and the manufacturer.
Naturally, both parties — the store and the manufacturer — hope you will spend more money. But the manufacturer and the store don’t [...]
Modified on October 14th, 2012 - One Comment
Filed under: Consumer, Frugality
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Money-Saving Idea is One for the Books
I believe there’s a fail safe way of identifying people who are better money managers than others.
The better money managers, generally speaking, are those who regularly patronize their towns’ and cities’ libraries.
You may be tempted to reject my theory out of hand, but just take a moment and hear me out.
Convincing me the above [...]
Modified on October 14th, 2012 - One Comment
Filed under: Frugality
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Top Cards by Category
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The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
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The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*
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