While fraud and identity theft have been around for years, it’s easier than ever for scammers to gain access to your personal information. While there’s nothing you can do to protect yourself with 100% certainty, there are some precautionary steps that you can take to protect your identity and finances.
In this article, I’ve compiled a [...]
Archive for the ‘Identity Theft’ Category
How to Prevent Identity Theft and E-mail Scams
Filed under: Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
Five Ways to Get Your Credit Report for Free
I’ve talked at length in the past about how your credit score is determined and why it’s important. Aside from paying your bills on time, one of the biggest things you can do to protect your credit score is to keep a close eye on your credit report.
While you’re entitled to one free credit report [...]
Filed under: Credit Cards, Debt Reduction, House & Home, Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
How and Why to Freeze Your Credit
Identity theft is on the rise. According to the FTC, an estimated 8.3 million consumers fall victim to identity theft in the United States each and every year. While simple steps such as placing a fraud alert on your credit record can go along way to protect you against financial identity theft, you have an [...]
Filed under: Credit Cards, Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
Dealing With the (Possible) Theft of Your Personal Data
Not long ago, I received a letter stating that my personal data, including at least one old address and my social security number, may have been compromised. Needless to say, this was a bit unnerving. While I have no way of knowing whether or not this information was truly stolen, I have to assume that [...]
Filed under: Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
Banks and Fraud: Bank of America Better Than Expected?
How’s this for conflicting data? Just yesterday I wrote about Bank of America being among the worst “big” banks when it comes to fraudulent incidents per billion dollars on deposit, and yet…
Filed under: Banking, Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
The Safest Banks: Everbank and ING are the Best
If you’re interested in opening an online savings account, check this out:
FNBO Direct, Everbank. and ING Direct have all received a four star rating from Bankrate, indicating a high level of solvency and stability. If you’d like to see the complete rundown, please check out my updated list of the safest online banks.
Beyond this, ING [...]
Filed under: Banking, Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
Credit Monitoring and Free Credit Reports via TrueCredit
Awhile back, I noted that we had received a mysterious collections call, and later learned that we had been inadvertently sent to collections by our local Urgent Care facility. Unfortunately, I had used up my free annual credit reports when I first got the call, so when we later learned what was going on, I [...]
Filed under: Credit Cards, Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
All About the Fair Debt Collection Practices Act (FDCPA)
In digging for information on how to deal with a wayward debt collector, I ran across a good bit of information on the Fair Debt Collection Practices Act. Here’s a plain English rundown of the protections that the FDCPA affords if a creditor turns your account over to a third party debt collector…
First off, according [...]
Filed under: Credit Cards, Debt Reduction, Identity Theft, Mortgages
email this article
- add to tip'd - stumble it - digg it - bookmark it
Credit Bureaus to Offer Credit Freezes to Customers Nationwide
This is certainly good news to anyone out there that is intent on protecting themselves from identity theft and/or credit fraud:
“Major credit bureaus Experian and Equifax on Thursday joined TransUnion and said they will, this year, let people in all 50 states freeze their credit histories…
The decision by all three bureaus to offer national freezes [...]
Filed under: Credit Cards, Identity Theft
email this article
- add to tip'd - stumble it - digg it - bookmark it
Ten Tips for Dealing With a Lost Wallet
Since I’ve recently written about dealing with found money, I thought I’d go ahead and share some thoughts about what to do if you find yourself on the other side of the situation, having lost your wallet.
Filed under: Identity Theft, Miscellany
email this article
- add to tip'd - stumble it - digg it - bookmark it
Great deals...
Readers’ choice...
Recent articles...
- Effect of Foreclosure, Short Sale, and Bankruptcy on Your Credit Score
- DIY Garage Kayak Racks: Fast, Frugal, and Effective
- Lending Club $25 Bonus Reminder
- Coupons are a Waste?
- How to Save Money on Pet Care
- Best HSA Custodian?
- Considering a High Deductible Health Plan
- Pay Back the Homebuyer Tax Credit?
- How to Find a Good Deal
- How Much Does Your Debt Cost?
Recent comments...
- nickel: Ron: Good question, and I have no idea as to the answer. It could...
- Christina: While foreclosures wreck less havoc on the score than a bankruptcy (according to your...
- Ron: Why do you think those large mortgage lenders are switching over to Vantage? Does...
- XY: I wish they would have special checkouts for people who plan to use 5...
- Live for Improvement: Going vertical with storage is definately the way to go! You should see my garage...
- Jessica: Just do a google search and it should be pretty easy to find. ...
- Just J: I use many of these ideas weekly, we shop for a family of 6,...
- Molly: The new, expanded income limits apply only to those who purchased their home after...
Most talked about...
- Dave Ramsey is Bad at Math
- $8,000 Homebuyer Tax Credit
- Dish Network Customer Service SUCKS
- How to Claim the First-Time Homebuyer Tax Credit
- $15,000 Homebuyer Tax Credit
- Reduced Credit Limits? Share Your Experience
- Would the "Fair Tax" Gut the Economy?
- Tax Stimulus Rebate Payments to Start Early
- Pay Off Mortgage Early? Or Invest?
- The Best Online Savings Accounts (Updated!)
- Life's Too Short to Drink Cheap Beer
- $7500 First Time Homebuyer Tax Credit