The worst thing about bad credit isn’t being turned down for a loan or a new credit card. After all, there are worse things than not being able to borrow. The bigger problem with bad credit is that it can cost you money in a number of ways, and that added cost [...]
Archive for the ‘Insurance’ Category
Having a child is an exciting and exhausting experience. The feeling of holding your newborn in your arms cannot be described in words. Along with this exhilarating feeling, though, comes sleep deprivation, hectic schedules and the determination to provide nothing but the best for your precious little one. Even with the best intentions, it is [...]
The last time I ran into one of my favorite cousins, the conversation soon turned to which far-flung family members she had recently heard from. She divulged she hadn’t yet heard from my youngest cousin, her younger brother, about his recent trip to Southwest Michigan. That was not new, as she’d called another of my [...]
Graduation is the theme all around my neighborhood. It is a time of excitement and big dreams. Unfortunately in most cases, personal financial sense is not a taught at college. Once out of college, going from living broke to a big paycheck every month can easily encourage lifestyle inflation and a downward spiral of bad financial [...]
One can’t give financial advice for very long without realizing that most of it is not earth-shattering insight. It usually comes down to common sense. So then the challenge becomes one of analyzing why people don’t apply common sense to their finances more often.
Temptation is a big reason, of course. One person goes over a [...]
When I transitioned from a full-time job to being self-employed, one of the biggest hurdles I faced was finding low-cost health insurance. Finding affordable dental insurance proved to be even more difficult. First, I couldn’t find any dental insurance with benefits comparable to what I was getting from my full-time job. Second, even insurance with very [...]
When is the last time you got into a heated argument about cars? Cars in general are not controversial. Yes, there is the odd low-key Chevy vs. Ford thing from days gone by and that sort of thing, but most people generally don’t get worked up about cars, arguing about them after dinner in mixed [...]
If you’re like me, you hold the firm belief that a personal finance site like the one you’re currently visiting should occasionally offer more than the usual advice.
Oh, it’s fine if these posts primarily advance ways to track down the best savings account, how to save on life insurance or find the best zero percent [...]
If you drive a motor vehicle in the United States, it is compulsory in most states to carry insurance. Auto insurance is one of the “big wins,” where a little effort provides a big payoff, not just once, but again and again. There are several well-known ways to save on auto insurance ranging from keeping [...]
We have a nephew who lives in Switzerland whose wife recently gave birth to their second son. She stayed in hospital for an entire week and the blessed event cost them … nothing. Contrast that with this report from the New York Times, detailing the high cost of childbirth in the States. Obamacare is an attempt [...]
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