Do you have a Flexible Spending Account (FSA)? We do, and we love it. Every year, my employer lets us set aside up to $5k in pre-tax dollars to pay for healthcare expenses that aren’t covered by insurance. This includes co-pays, deductibles, prescriptions, orthodontia, vision care, etc.
Well… The Senate Finance Committee has just approved healthcare [...]

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I’ve written in the past about how to save money on health insurance, life insurance, and car insurance. Today I’m going to round things out with an article on homeowners insurance. What follows is a list of eight tips for reducing your premiums and saving a ton of money.
Focus on your rebuilding costs
While you need [...]

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We’ve been busy shopping around for home insurance for the condo that we’re buying. I’ve contacted several agents by phone and e-mail looking for a good deal. I’ve successfully reduced our car insurance bill by half simply by checking with different companies, so I know this will be worth the effort.
Why do you need homeowner’s [...]

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My husband and I have recently been reviewing our insurance coverage to figure out exactly we need as a married couple with no kids. Last week, I shared some thoughts on health and life insurance.
One of the most frequent responses to my previous post was that we should also be thinking about disability insurance. Nobody [...]

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My husband and I have recently been reviewing our insurance coverage to figure out exactly we need as a married couple with no kids. We want to have enough coverage to handle personal disasters without draining our finances, but we don’t want to waste money on unnecessary coverage. Our two biggest needs are health insurance [...]

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This morning I wrote about the high cost of hurricane insurance. Since today is the first day of hurricane season, I thought I’d follow that up with a list of tips from the National Hurricane Center on preparing for and surviving a hurricane.
While some of these tips are hurricane specific, others make good sense in [...]

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The 2009 hurricane season officially starts today. As such, I thought I’d talk a bit about hurricane insurance. Unfortunately, according to recent reports, hurricane insurance rates are on the rise. Beyond increased premiums, issuers have been increasing deductibles and, in some cases, dropping policy holders in high risk areas.
These changes have been driven by a [...]

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In writing about how to save money on life insurance, I mentioned that you shouldn’t buy too much coverage. After all, if you buy more insurance than you need, you’re just throwing money away. But that begs the question…
How much life insurance do you need?
Unfortunately, there are no easy answers. In fact, my wife and [...]

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As a followup to my earlier articles on how to save money on health insurance and life insurance, I thought I’d tackle car insurance. What follows is a list of six tips for reducing your premiums and saving a ton of money.
Keep your driving record clean
In other words, don’t get nailed for speeding like I [...]

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Life insurance is an incredibly important financial product. Unfortunately, it’s also relatively costly. With that in mind, I thought I’d put together some tips for saving money when you’re in the market for a life insurance policy.
Get healthy
Any insurer worth their salt will require a physical as part of the underwriting process. The good news [...]

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