Adjust Text Size
small medium big

Archive for the ‘Insurance’ Category

Five Myths About Renter’s Insurance

Written by Hank Coleman - 13 Comments

I recently learned that my co-worker’s house was broken into, and she did not have renter’s insurance to protect her family’s possessions. The thieves stole cash, electronics, and other valuables from their apartment.
When she told me they didn’t have renter’s insurance, my immediate followup question was, “Why in the world not?”
Renter’s insurance is very cheap, [...]

Read the full article »

Published on February 9th, 2012 - 13 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it

High Deductible Health Plans and Major Medical Bills

Written by Nickel - 17 Comments

I spent yesterday at the hospital. Don’t worry, it sounds a lot worse than it was… Our oldest son had to have his tonsils and adenoids removed, so my wife and I were camped out in the outpatient surgical center for the better part of the day.
In the end, everything went smoothly, and he’s on [...]

Read the full article »

Published on January 25th, 2012 - 17 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it

Should You Buy Travel Insurance?

Written by Ed Avis - 6 Comments

If you’ve booked a vacation for your family lately, or sent your kid off on a school-sponsored field trip, you’ve probably considered trip-cancellation insurance. These offers generally promise to reimburse you for the vacation or field trip if you need to cancel. Are these plans worth the cost? It depends on your own personal risk [...]

Read the full article »

Published on January 24th, 2012 - 6 Comments
Filed under: Insurance, Travel
add to tip'd - stumble it - digg it

Buying Long Term Care Insurance

Written by Nickel - 5 Comments

As a follow up to my recent post about the high cost of elder care, I wanted to spend a bit of time talking about long term care (LTC) insurance. In general terms, LTC coverage applies to individuals who are not actually sick, but are not able to perform the basic “activities of daily living,” [...]

Read the full article »

Published on December 21st, 2011 - 5 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it

The High Cost of Elder Care

Written by Nickel - 11 Comments

As I write this, I’m sitting in the living room of my childhood home. My dad has been experiencing some fairly serious age-related health issues, so I took some time off to come home and help out for a few days. Unfortunately, he’s at a point where my mom can’t care for him entirely on [...]

Read the full article »

Published on December 19th, 2011 - 11 Comments
Filed under: Insurance, Planning
add to tip'd - stumble it - digg it

Sticking With Our High Deductible Health Plan (and HSA)

Written by Nickel - 8 Comments

A reader named Marc recently left a comment asking how our high deductible health plan has worked out for us. Given that November is open enrollment season, this is a very timely question, so I thought I’d tackle it with a dedicated post.
In short, we’ve been thrilled with the HDHP (and the associated HSA) offered [...]

Read the full article »

Published on November 28th, 2011 - 8 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it

Does Homeowners Insurance Pay for Removal of Fallen Trees?

Written by Nickel - 3 Comments

While Hurricane Irene wasn’t nearly as bad as many pundits predicted, it still caused a good bit of damage. If you’re one of the many East Coast homeowners that is stuck cleaning up storm damage, you might be wondering if your homeowners insurance will pay for tree removal.
Here’s the scoop:

If your tree fell on your [...]

Read the full article »

Published on August 30th, 2011 - 3 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it

The Cost of Living in a Paid-Off House

Written by Nickel - 29 Comments

About a year and a half ago, we paid off our mortgage. The issue of whether you should pay off your mortgage early or invest has always been a hot topic in financial circles, but I can tell you this much:
We haven’t regretted our decision to pay off our mortgage. Not even once.
Of course, just [...]

Read the full article »

Published on June 22nd, 2011 - 29 Comments
Filed under: Insurance, Mortgages, Real Estate, Taxes
add to tip'd - stumble it - digg it

Five Home Insurance Red Flags and How to Avoid Them

Written by Guest Contributor - 2 Comments

This is a guest post from Lisa White.
During a recent wind storm, a friend was awakened during the night by a loud banging sound. Moments later, her neighbor called, saying that he had big pieces of her home’s siding on his front lawn. My friend’s first thought was, “How will this claim affect my home [...]

Read the full article »

Published on May 26th, 2011 - 2 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it

How Much are Moms Worth?

Written by Nickel - 6 Comments

In honor of Mother’s Day, I wanted to highlight a recent analysis by Insure.com on the value of the work that a mom does throughout the year. According to their Mother’s Day Index, all the stuff that a typical mom takes care of adds up to $61,436/year.
Given the source of this info, it’s perhaps not [...]

Read the full article »

Published on May 6th, 2011 - 6 Comments
Filed under: Insurance
add to tip'd - stumble it - digg it

Top Cards by Category

 
Apply now for Chase Freedom® Visa - $200 Bonus Cash Back

Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months. 5% Cash Back on up to $1,500 spent in bonus categories each quarter.

 
Apply now for http://www.fivecentnickel.com/rewardpoints.html

Receive 10,000 Membership Rewards bonus points when you spend $500 in your first three months of card membership. Redeem bonus points for gift cards valued at $100. This is a charge card with no pre-set spending limit.

 
Apply now for Gold Delta SkyMiles® Credit Card from American Express

Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening. Receive double miles on Delta purchases.

 
Apply now for http://www.fivecentnickel.com/lowratebalancetransfercreditcards.html

Enjoy a 0% introductory rate for 18 months on Balance Transfers and 6 months on Purchases. Earn up to 5% cash back in categories that change.

 
Apply now for Discover® More Card - $0 Balance Transfer Fee!

Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*

 
Apply now for http://www.fivecentnickel.com/lowrateplatinumcreditcards.html

Enjoy no balance transfer fee for a limited time. 0% introductory rate on Balance Transfers and Purchases. Earn up to 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*

 
Apply now for The Business Platinum Card® from American Express OPEN

Enjoy amenities for you and your business, like: complimentary airport club access, including American Airlines Admirals Club(R) lounges.

 
Apply now for http://www.fivecentnickel.com/studentcreditcards.html

5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee

 
Apply now for American Express Premier Rewards Gold Card

Earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.

 
Apply now for http://www.fivecentnickel.com/credit-cards/credit/bad

Reports to 3 major credit bureaus monthly and acceptance at millions of locations worldwide, including website purchases and reservations.

Previous
Pause
Next

FiveCentNickel User Survey