As a followup to my earlier articles on how to save money on health insurance and life insurance, I thought I’d tackle car insurance. What follows is a list of six tips for reducing your premiums and saving a ton of money.
Keep your driving record clean
In other words, don’t get nailed for speeding like I [...]

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Life insurance is an incredibly important financial product. Unfortunately, it’s also relatively costly. With that in mind, I thought I’d put together some tips for saving money when you’re in the market for a life insurance policy.
Get healthy
Any insurer worth their salt will require a physical as part of the underwriting process. The good news [...]

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Having health insurance helps protect your family from medical problems, and can also help you avoid huge medical bills. Unfortunately, an estimated 47 million Americans are uninsured. A major contributor to this statistic is the high cost of health insurance premiums. The good news is that there are a few things you can do to [...]

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Did you know that a layoff could jeopardize the funds in your flexible spending account (FSA)? In most cases, when an employee is let go, they are claim reimbursement for qualified medical expenses that are incurred while they’re still covered by their employer’s benefits plan. But once that expires, you may be out of luck.
Given [...]

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I’m in the midst of what may be the world’s longest search for long term disability (LTD) insurance. I’ve been thinking about this for months and, though I have coverage through work, I made picking up a individual LTD policy one of my goals for 2008. Unfortunately, I’ve made virtually no progress on this.
Over the [...]

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Do you have a home inventory? If you’re anything like us, you don’t. While we used to have a video inventory, it’s woefully out of date — and to be perfectly honest, I’m not even sure where it is. Obviously, this means that it would be pretty difficult for us to put together (and substantiate) [...]

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I’ve always subscribed to the notion that you should insure that which you cannot afford. Thus, we’ve been very good about doing things like keeping our life insurance coverage up to date and otherwise protecting our assets. Recently, however, I’ve been thinking more and more about long term disability (LTD) insurance as I’m concerned that [...]

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It’s that time of year again… Time for benefits open enrollment…
I was just looking through our options, and it appears that we’ll be sitting tight with our current options this year. The biggest change is that we’ll be paying 14.5% more for health insurance this year (and so will my employer). The good news is [...]

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Have you ever heard of “Longevity Insurance?” In short, longevity insurance is a relative new form of insurance that provides you with a guaranteed stream of income later in life, typically starting after you turn 85. To get longevity insurance, you have to make a substantial upfront payment 20 or so years earlier.

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Unless you live in a cave (and maybe even then), you know that your credit score is incredibly important when it comes to securing credit. But did you know that it’s also used for much more than that? What follows is a list of five other areas of your life that can potentially be impacted [...]

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