The year 2013 was a milestone for me with lots of life changes. As I step deep into my 30s now, I thought it might be interesting to take a look back at my 20s. If I could go back and give my 22-year-old self some sage money advice (I was just out of college and [...]
Archive for the ‘Planning’ Category
It’s that time again, time for the inevitable turn-of-the-year vows to eat smarter, exercise more and be nicer to friends and family. One in a hundred may actually keep those commitments and become healthier, better people in the process.
Others may focus on becoming financially healthier, promising themselves they will look harder for the best credit [...]
I have a brother who is a history teacher, and a son who is on his way to becoming one. For me, history was one of my least favorite subjects in school, but now it represents a major portion of my reading. Studying financial history early in my career may have been the turning point.
When I [...]
Sustainability has become a key concept in environmental and resource-management circles. It’s also a good goal for your personal financial practices.
I’m sure it once seemed as if the world contained an endless reservoir of oil; but by the end of the 20th century it was clear that when people draw on a resource faster than [...]
Nelson Mandela is one of the few individuals who single-handedly changed the course of human history in a profound way. Unlike other famous leaders, such as Genghis Khan, Hitler or Napoleon, he altered the course of our nation (I’m South African) by eschewing all the traditional political weapons of mass destruction: revolt, violence and revenge. [...]
This hard-charging stock market — up more than 23 percent for the first ten months of 2013 — has me regularly cautioning about the riskiness of what may be inflated prices. I think it’s an important message under the circumstances, but it’s hardly the last word about financial risk.
While the devastating impact of stocks falling [...]
Don’t worry — this article isn’t going to be as cynical as that title may sound. I don’t even think my sentiments are especially materialistic. However, I do think handling money the right way is one of the most important things one can do for one’s family, and thinking of it that way sets me [...]
We will be welcoming our first child in less than a week. We started having a lot of conversations about starting a family a couple of years ago and have been preparing for it, including moving from dual incomes to one. It has been a roller coaster ride for us — emotionally, mentally, financially and [...]
Philosophers, op-ed writers and other big thinkers are among the many folks always scouring for linkages between seemingly disparate trends and occurrences.
Want a few examples? Well, there’s the link between the need for World War II defense workers and the post-war emergence of the film noir femme fatale. There’s the connection between choosing zero percent APR credit [...]
There are two categories of tasks that keep the financial machine running smoothly — essential tasks and beneficial tasks. Most people recognize the essential tasks as something they should do at least once a year: Open or review your retirement account, re-balance your portfolio, review your insurance needs, etc.
But somehow the beneficial tasks don’t seem to get the [...]
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