Is the American dream dead? A majority of people say it is, according to the recently announced CNN Money survey, as well as several others done at academic institutions like Xavier and Youngstown universities and other private organizations. Although the samples, questions and methodologies differ from survey to survey, the results all seem to indicate that the American dream [...]
Archive for the ‘Retirement’ Category
I recently read one of those articles debating whether a million dollars was enough to retire on these days. Mostly, the focus of the article was on the fact that a million dollars isn’t as significant as it used to be due to the impact of inflation. That’s a good point, but it also got [...]
This post comes from Libby Kane at our partner site LearnVest.com.
By now, you’re probably aware that the average American is woefully underprepared when it comes to saving for retirement.
“That’s okay,” you might think. “I can always just work for a few more years, or take on a part-time job to cover my expenses.”
The stock market has had some rocky sessions lately, but we should be used to that. The 21st century has already dished out two major bear markets in stocks, not to mention what has happened to real estate, oil futures, and gold at various times in the 2000s. We are having to learn to live [...]
One of the telltale signs you’re rapidly becoming an annoying elder statesman is an increasing tendency to buttonhole much younger people and dispense advice they haven’t sought, don’t want and are unlikely to take to heart.
You know the kind of guidance I’m talking about. Always eat your green vegetables. Exercise regularly. Look both ways before [...]
This is the time of year when I annually confer with my financial adviser. As I drove to meet him in his office a couple weeks ago, I had reason to expect we’d both be in jovial moods. The stock market’s performance over the past year has been stellar, after all, and my account has [...]
This article comes from Nate Segall from the Quicken Loans Zing! blog.
With spring around the corner and warm weather (hopefully) on its way, it’s about time to start thinking about getting back onto the golf course. If you’re not a regular Golden Bear, or if you don’t know who the Golden Bear is, then it’s time [...]
Aside from the need to work, toil and slave to salt away one or two million bucks or more, there’s one thing that has long ticked me off about the whole topic of retirement planning — the single-minded focus on accumulation.
Entire libraries could be filled with the books, newspaper pieces, magazine articles, DVDs and CDs [...]
In his State of the Union address, President Obama introduced the myRA account. It stands for “My Retirement Account.”
WHAT IS IT?
The myRA is a new variant of the Roth IRA, with the following features:
1. Contributions are after-tax, like a regular Roth IRA, not pretax like a regular IRA or 401(k) fund.
2. All gains [...]
In the 1960s-era suburban landscape where I spent my formative years, the atmosphere was much less structured than it is today. If we kids wanted to see our friends, it was routine for us to run to their homes, open the back screen doors and stroll right in.
But if their parents were fighting, as wasn’t [...]
- How to Become a Millionaire
- How to Get Out of Debt
- The Best Dollars I've Ever Spent
- How Our Estate Plan is Structured
- How We Paid Our Mortgage In Less than 10 Years
- Money Making Ideas
- How to Manage Your Asset Allocation with Multiple Accounts
- Consumption Smoothing - Save While the Saving's Good
- How to Save on Groceries
- How Much Life Insurance Do You Need?
- Eleven Great Books About Money
- Dave Ramsey is Bad at Math
- Dish Network Customer Service SUCKS
- $8,000 Homebuyer Tax Credit
- Pay Off Mortgage Early or Invest?
- How to Claim the First-Time Homebuyer Tax Credit
- Termite Control: Sentricon vs. Termidor
- How Much Should You Pay a Babysitter?
- Ethanol Blended Gas = Lower Mileage?
- Reduced Credit Limits? Share Your Experience
- $15,000 Homebuyer Tax Credit
- Buying Furniture off the Back of a Truck
- Will Mac OS X Lion Kill Quicken 2007?
How to save money on insurance
- Funding Higher Education with an ISA
- 10 Steps on the Career Ladder
- When Taking Vows, Vow to Spend Less
- Top 10 Money Mistakes New Parents Make
- The Latest Occupational Hazard? Binge Working
- How California's Drought Will Affect You
- 9 Things I Wonder About IPOs
- What the CIA Knows About Your Finances
- Is retirement good for you or bad for you?
- Planning a fun, frugal Halloween