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Archive for the ‘Saving & Investing’ Category

Are You Getting Ahead or Falling Behind?

Written by Richard Barrington - One Comment

People have long spoken of “haves” and “have-nots,” but perhaps never in modern times has the economy seemed so separated between those who seem to be getting ahead and those who are falling behind.
What complicates things is that appearances can be deceptive. The easy availability of debt can make a household believe it is living [...]

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20/20 Vision on 20-Something Investing

Written by Jeffrey Steele - One Comment

About 35 years ago, when I was new to the corporate world and fired with ambition, but not the least bit fired-up about staying with my big corporate employer, I had a series of bewildering conversations with colleagues, many even younger than I.
See, the place where I worked had long been the number one name [...]

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Published on July 30th, 2014 - One Comment
Filed under: Planning, Retirement, Saving & Investing
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Silence Not Golden in Intergenerational Family Finance

Written by Jeffrey Steele - One Comment

The last time I ran into one of my favorite cousins, the conversation soon turned to which far-flung family members she had recently heard from. She divulged she hadn’t yet heard from my youngest cousin, her younger brother, about his recent trip to Southwest Michigan. That was not new, as she’d called another of my [...]

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Published on July 16th, 2014 - One Comment
Filed under: Family & Life, Insurance, Retirement, Saving & Investing
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What to do When the Stock Market Crashes

Written by William Cowie - 3 Comments

The Dow Jones Industrial Average index hit 17,000 in the last week — a new record — and the S&P 500 Index followed suit. As is usual any time a stock market record is reached, the boo-birds make their appearance. “This is it!” they cry. “This is too high; a crash has to follow.” Well, [...]

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Published on July 9th, 2014 - 3 Comments
Filed under: Saving & Investing
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Essential money tips for new college grads

Written by Suba Iyer - One Comment

Graduation is the theme all around my neighborhood. It is a time of excitement and big dreams. Unfortunately in most cases, personal financial sense is not a taught at college. Once out of college, going from living broke to a big paycheck every month can easily encourage lifestyle inflation and a downward spiral of bad financial [...]

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Published on June 30th, 2014
Modified on June 25th, 2014 - One Comment
Filed under: Credit Cards, Education, Insurance, Planning, Real Estate, Saving & Investing, Working
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Making time for money

Written by Richard Barrington - Leave a Comment

One can’t give financial advice for very long without realizing that most of it is not earth-shattering insight. It usually comes down to common sense. So then the challenge becomes one of analyzing why people don’t apply common sense to their finances more often.
Temptation is a big reason, of course. One person goes over a [...]

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Published on June 23rd, 2014
Modified on June 20th, 2014 - Leave a Comment
Filed under: Insurance, Mortgages, Planning, Productivity, Saving & Investing
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Don’t look a gift employer in the mouth

Written by Jeffrey Steele - 3 Comments

Even if you’re not a news junkie like me, I’d be willing to bet that you’ve seen or heard one news item ad infinitum over the past several years. That nugget is the story about Americans’ retirement readiness, or lack thereof. We are endlessly informed by the media that we’re not ready to retire — [...]

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Published on June 18th, 2014
Modified on June 16th, 2014 - 3 Comments
Filed under: Retirement, Saving & Investing
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Is The American Dream Dead?

Written by William Cowie - 4 Comments

Is the American dream dead? A majority of people say it is, according to the recently announced CNN Money survey, as well as several others done at academic institutions like Xavier and Youngstown universities and other private organizations. Although the samples, questions and methodologies differ from survey to survey, the results all seem to indicate that the American dream [...]

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Published on June 11th, 2014
Modified on June 9th, 2014 - 4 Comments
Filed under: Economy, Retirement, Saving & Investing, Working
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The economics of running out

Written by Richard Barrington - One Comment

In a sense, personal finance is a battle of conservation. People manage their resources in the hopes they won’t run out of the essentials — only what people find essential can differ. This centers around the fear of losing money or some other aspect of your financial life, and overcoming that fear should involve some [...]

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Published on June 9th, 2014
Modified on June 5th, 2014 - One Comment
Filed under: Frugality, Miscellany, Saving & Investing, Working
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Retirement saving: Size isn’t the only consideration

Written by Richard Barrington - Leave a Comment

I recently read one of those articles debating whether a million dollars was enough to retire on these days. Mostly, the focus of the article was on the fact that a million dollars isn’t as significant as it used to be due to the impact of inflation. That’s a good point, but it also got [...]

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Published on May 12th, 2014
Modified on May 9th, 2014 - Leave a Comment
Filed under: Economy, Retirement, Saving & Investing
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