We’ve all heard it a million times before… The key to getting ahead is to live below your means. It’s so simple. In fact, even our eight year old knows how to become a millionaire. So why is it so to spend less than you earn? I think that a big part of the problem [...]

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Wow. November’s (un)employment numbers are now out, and they’re considerably worse than expected. Employers cut 533k jobs during the month, compared to the expectation of 320k. This is the largest monthly decrease in 34 years. Apparently the numbers would have been even worse, but 422k people left the workforce. Jobs losses were the worst in [...]

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Given that the economy is now officially in a recession (whoulda thunk it?), I though it would be worth talking a bit about recession-proof careers. I’ve written in the past about this topic, but I actually just ran across another article on the topic, and decided to highlight it here.
Health Care
The health care industry is [...]

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The federal minimum wage was first enacted under Franklin Roosevelt in 1938. At that time, the minimum acceptable pay rate was set at $0.25/hour, though it’s increased gradually over the years. In fact, just yesterday the federal minimum wage increased by $0.70, from $5.85/hour to $6.55/hour. As it turns out, however, just over half of [...]

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While we haven’t officially in a recession, we’re still standing on pretty shaky economic ground. As such, I thought I’d post a recent list of the best careers to have in a recession from Money Magazine. In general terms, this list reflects the careers with the best combination of pay and expected growth rate over [...]

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I received the following question regarding flexible spending accounts (FSAs) from a reader the other day:
“My employer is asking me to sign a form to reimburse them for FSA funds distributed but not yet set aside (I’m leaving before the plan year ends). I have refused. Is there a regulation that states I do not [...]

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I’ve always subscribed to the notion that you should insure that which you cannot afford. Thus, we’ve been very good about doing things like keeping our life insurance coverage up to date and otherwise protecting our assets. Recently, however, I’ve been thinking more and more about long term disability (LTD) insurance as I’m concerned that [...]

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Unless you live in a cave (and maybe even then), you know that your credit score is incredibly important when it comes to securing credit. But did you know that it’s also used for much more than that? What follows is a list of five other areas of your life that can potentially be impacted [...]

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This article is a guest blogger submission written by ‘frugal’ and first published at 1stMillionAt33. If you like what you see, why not subscribe to his RSS feed?
I am not sure how many people pay attention to the physical location of their workplace, but in the long run, the geographic location often exerts an effect [...]

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Based on the results of a recent survey, millions of Brits go to work drunk (or get drunk while they’re there, I guess). More specifically, one in six Brits admit to having been “under the influence of alcohol at work in the last six months.” And to think that the World Cup hasn’t even started [...]

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