Discover Credit Cards

Discover Card, long considered one of the most innovative credit card companies, offers several cards with both cash back programs and balance transfer deals, as well as a credit card designed for students.

If you're looking for a new credit card, it's likely that one of Discover's card options will meet your needs. Review the credit card offers from Discover Card that appear on this page to see the details.

Credit qualifications

Your first step in choosing a new credit card should be to check on your credit history. While you may think you know how you appear to credit card companies, you may be surprised to find a past mistake or other negative information lingering on your credit report. On the other hand, you may be surprised that your long history of on-time credit card payments has earned you a higher credit score than you thought. Once you know your credit score, you'll know whether you can qualify for the best credit cards.

Discover Card features

  • Balance transfer. If you have credit card debt that you'd like to retire, you may want to consider Discover. When you compare balance transfer offers, make sure you look for a credit card that offers competitive terms for the 0 percent financing period, the balance transfer fee and the annual fee. If you plan to make purchases with the credit card, check out the ongoing interest rate too.
  • 0 percent introductory rate. If you know you are about to make a big purchase or are planning a dream vacation, you may want to note Discover Card's 0 percent introductory purchase APR. You can pay 0 interest on purchases for six to fourteen months, allowing you the chance to pay off the balance without incurring any interest charges.
  • Cash back. Many credit card users today opt to charge their gas purchases, groceries and other everyday expenses on a credit card so they can earn rewards. Discover offers a cash back program that offers 5 percent cash back up to the quarterly cap in purchases in rotating categories like gas, online shopping and more, when you sign up for each program. And unlimited 1 percent cash back on all other purchases at over 8 million merchants nationwide.

Discover Card for students

If you're a student, you may find a credit card useful to make online purchases and buy books, gas and groceries. A student credit card can also be used to build your credit history with on-time payments and by staying under your credit limit.

Discover Card offers a card with 0 percent financing for up to six months on purchases. You may also earn cash back on purchases with a Discover student credit card.

If you think a Discover credit card may suit you, compare the Discover offers on this page to find your perfect match.

Discover it® - 18 Month Balance Transfer
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Discover it<sup>®</sup> - 18 Month Balance Transfer
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Card Rating

Purchase Intro
APR: 0% on purchases
Period: 6 months

Purchase APR
10.99% - 22.99% Variable*


Credit Needed
Excellent

Annual Fee
$0
Discover it®
Apply Now
Discover it<sup>®</sup>
Apply Now
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Card Rating

Purchase Intro
APR: 0% on purchases
Period: 14 months

Purchase APR
10.99% - 22.99% Variable*


Credit Needed
Excellent

Annual Fee
$0
Discover it® for Students
Apply Now
Discover it<sup>®</sup> for Students
Apply Now
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
Card Rating

Purchase Intro
APR: 0% on purchases
Period: 6 months

Purchase APR
12.99- 18.99% Variable


Credit Needed
Fair

Annual Fee
$0
Discover it® for Students with $20 Cashback Bonus
Apply Now
Discover it<sup>®</sup> for Students with $20 Cashback Bonus
Apply Now
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%. *Click apply for Terms & Conditions.
Card Rating

Purchase Intro
APR: N/A on purchases

Purchase APR
12.99%- 18.99% Variable


Credit Needed
Fair

Annual Fee
$0

Disclaimer: Discover is a paid advertiser of this site.
Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.

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Discover it® - 18 Month Balance Transfer

The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

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Discover it® - 18 Month Balance Transfer

The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

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Discover it® - 18 Month Balance Transfer

The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

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The SimplyCash(R) Business Card from American Express aims to help your business succeed with a generous cash-back rewards program. Many businesses can benefit from cash back categories such as U.S. office supply stores, wireless telephone services purchased directly from U.S. service providers and U.S. gas stations. This card not only offers a low introductory purchase APR but also doesn't charge an annual fee.

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