Why Gas Won’t Get Cheaper

The May 9th issue of Time magazine had an interesting article on why it is that gas prices won’t be getting any cheaper (you can also read it online; subscription required). Nothing terribly new here, but there are some interesting statistics, as well as a bit of investment advice.


A Small(ish) Citi Gotcha

As you may have read in my previous entries (here and here), I’m a big fan of CitiBank credit cards and their generous rewards programs. This is not, however, to say that Citi is a credit card panacea. In fact, I just ran into one of their less obvious limitations during the past week.


Time is Money

At last! I’ve spent the last couple of days racking my brain, trying to remember the name of personal finance book that forever changed the way I think about money. After a good while browsing on Amazon tonight, I finally found it. But first the backstory… It was the mid-90s, I was in graduate school, […]


The Quarter Million Dollar Baby

There’s an interesting article over on MSN Money about the cost of raising a child. According to the most recent data from the USDA, a family making $70, 200 per year will spend an eye-popping $269, 520 to raise a child from birth through age 17. The numbers are a bit lower for lower income […]


Reshuffle Your Retirement, Part Deux

Not long ago, I wrote about rethinking your retirement contributions. In short, I suggested that you might want to consider sending excess contributions (those that go beyond what is necessary to get your employer’s match) to a Roth IRA rather than sending them to your 401(k) or 403(b). When I first started my current job, […]


Hospital Rankings Available Online

In the interest of remaining healthy, as well as wealthy and wise, I thought y’all might be interested in the U.S. Department of Health & Human Services’ hospital comparison website. This site, which was launched in April, allows you to assess the quality of care at nearly 4, 200 hospitals nationwide. While it currently only […]


The Upside of Costly Gas

I’m sure that by now many (most?) of you are sick of hearing about gas prices, but I thought I’d throw in my own two cents anyway. According to a recent AP news article, high gas prices have resulted in an increased reliance on public transportation. If this turns out to be a real (and […]


Turn $1/Day into $67, 815

There’s a nice (albeit very simplistic) article over on MSN Money illustrating how you can turn a dollar a day in $67, 815. Nothing magic here… Just the old ‘tuck a buck a day away, ‘ but it’s still a good reminder. Simply save an average of a dollar per day in spare change and […]


Online Financial Statements

I wrote previously about how online banking is rapidly becoming the norm, and I thought I’d post a quick example of how much of an impact online access has had on my family’s finances. Just the other day we signed up to receive online statements from our bank, thereby completing our transition to 100% online […]


The Best Dollar(s) that I’ve Ever Spent

A few weeks ago, I taught my son to ride his bike. After too many episodes of running up and down the street holding onto his seat while trying to teach him how to ride, I finally wised up. We live on a slight incline and I told him that he needed to practice coasting […]