A Quick Citi Update

Editor’s Note: This offer expired and is no longer available. I posted previously about the good experiences that I’ve had with CitiBank, but neglected to mention one nice feature of their reward cards. Once the promotional offers of 5% off of everything run out, a number of their cards continue to offer 5% off of […]


Citi has Been Very Good to Me

Editor’s Note: These offers have expired and are no longer available. Prior to this past November, I had never done business with CitiBank. But since that time I’ve developed a rather profitable relationship with them. When it comes to credit card rewards, Citi is among the most generous companies in the industry, frequently offering cards […]


Hotties Make the Big Bucks

According to a recent news report, the Federal Reserve has concluded that ‘good looking’ people tend to make more money. In fact, there is evidence of a ‘plainness penalty’ of up to 9%, and a ‘beauty premium’ of up to 5%. In other words, the unattractive make as much as 9% less than people with […]


Make Direct Transfers out of ING

I wrote earlier about maxing out your Roth IRA, and I just thought I’d post a quick followup regarding how I actually moved the money directly from our savings account at ING Direct ($25 account opening bonus) to my IRA without an intermediary. As anyone with an ING Direct account is likely to know, you […]


Google Stock Quotes

Google now provides real-time stock quotes, an intraday chart, and some other data at the top of the results page whenever you search for a ticker symbol. Note that the most obvious quote that they provide is delayed by fifteen minutes, but they also provide a real-time ECN below the chart. This provides a very […]


Max that Roth!

Aside from being the day your taxes are due, April 15th of each year marks the cutoff for IRA contributions for the previous year. And I’m here to tell that if there’s anyway possible that you might have the money to contribute to a Roth IRA before the deadline in any given year, then you […]


Get Yourself a Fax Machine

Awhile back I picked up a fax machine, and I couldn’t be happier with my purchase. To be completely honest, I don’t send personal faxes all that often, and I almost never need to receive one. But when I do need to send a fax, there’s nothing better than dropping the form(s) to be faxed […]


Online Banking Explosion

According to the Pew Internet and American Life Project, 44% of American internet users (53 million people) now bank online. That’s one-quarter of all American adults! This represents an increase of 47% since 2002 and, of all online activities tracked by the Pew, online banking has grown the fastest. In terms of age structure, 60% […]


Where Do You Stand?

I ran across an interesting site called the Political Compass the other day. The motivation for this site is the realization that there is more to personal beliefs than the left/right axis. Rather, they argue that we need to look at things in two dimensions – economic and social. They underscore their view by arguing […]


eBay, Taxes, and You

Leading up to tax time there was a lot of media attention on the possibility that eBay profits may be taxable. To be completely honest, I’m not sure what the uproar is all about. After all, the IRS has always been very clear about the fact that all income, regardless of the source, must be […]