Reshuffle Your Retirement

For some reason, it took me awhile to figure this out, but… While I was preparing our taxes this year I decided that we need to change the way that we’re saving for retirement. Since my employer provides a dollar-for-dollar match on retirement contributions up to 5% of my salary to our tax-deductible 403(b) plan, […]


From the Mouths of Babes: Made in China

Not long ago my seven year old son made an incredibly astute observation about the current state of the US economy. He was reading the label on some sort of a package when he said “Daddy, this thing was made in China.” He went on to say that “They must make really good stuff in […]


Got me a Safe Deposit Box

As a parent, I’ve recently been thinking of all the responsible things that I should be doing to ensure the well being of my family in the (hopefully) unlikely event that I drop dead. Worse yet, perhaps my wife and I will both drop dead, leaving our young kids behind. I’m not overly concerned about […]


Welcome

Welcome to fivecentnickel.com, a new weblog about personal finance written from the perspective of a thirty-something family man. If you’re curious where the name comes from, it was taken from the following quote from the Depression-era journalist Franklin P. Adams: “There are plenty of good five-cent cigars in the country. The trouble is they cost […]