Carnivals – Week of 09/04/06

FiveCentNickel participated in three carnivals this week. Here they are, along with links to my posts that were included in each. The Best of Me Symphony included “Pay Down Your Mortgage With ‘Found’ Money.” Also included was “Crossing Things for Good Luck” from The Carnival of Personal Finance included “How Much Life Insurance do […]

Buying Life Insurance (Again)

I mentioned the other day that my wife and I are having second thoughts about the value of our term life insurance policies. After stewing over that for a few days, we’ve decided to re-do our policies — but this time we’re putting more thought into the amount that we’re purchasing so we won’t go […]

Retirement Savings Options, Part I

I’ve been doing a good bit of retirement-related math over the past week or so. With a new job comes new retirement options. The first decision that I need to make is whether to choose my employer’s defined benefit or defined contribution plan. The defined benefit plan (basically a pension) is the ‘safe’ play in […]

Self-Employment, Taxes and SEP-IRAs

I generate a good bit of self-employment income, and naturally I want to shield as much of this as possible from taxes. The problem with self-employment income is that it’s subject not only to state and local income taxes, but also to self-employment tax. You know that pesky 7.65% that you pay toward social security […]

Automating our Finances

At long last, I finally feel as if I’ve gotten back on top of our finances after an unbelievably busy summer. In addition to the move, our banking changeover, and my new job, my laptop went down early this summer and I lost my copy of Quicken. It wasn’t catastrophic — I had all the […]

One Year Ago This Week (August 27th – September 2nd)

Here’s a quick look at some of my favorite posts from a year ago this past week: • Shopping for Term Life Insurance – Background on how we went about shopping for term life insurance. • Vanguard Changes Transaction Rules – Details on a transaction rule change at Vanguard that keeps you from flipping their […]

Solving Dish Network Customer Service Problems

I’m starting to feel like a broken record here, but I think we’re getting close to the end of our Dish Network saga… About a week after filing a complaint against our Dish Network reseller, I still hadn’t heard back from the Better Business Bureau, so I decided to escalate the situation on my own… […]

Weekly Roundup – 09/01/06

Jim talks about which closing costs are negotiable. Definitely worth the read if you’re in the market for mortgage. The only thing that Jim doesn’t provide in his writeup is the backbone necessary to stand up to the lender and make them lower their fees. Flexo talks about why it is that you don’t feel […]