Happy Tax Freedom Day!

It’s now past 5PM on April 30th. According to the Tax Foundation, that means that the average American has now made enough money in 2007 to cover their total tax burden (federal, state and local) for the year. For the record, Tax Freedom Day came two days later this year than last year. For a […]


Playing the Percentages: The Effect of Gains and Losses

Question: When is 50% not equal to 50%? Answer: When you’re talking about investment gains and losses. This is a relatively simple mathematical truism, but I find it interesting just the same… Did you know that if you experience a 50% investment loss you’ll need a 100% gain just to break even? It’s sad, but […]


H&R Block USB Flash Drive Giveaway #5

Today is your fifth and final chance to win a USB flash drive courtesy of H&R Block! As a reminder, this is a 256 MB USB flash drive that comes preloaded with TaxCut Premium Federal + State. Even if you don’t need the tax software, it’s still a useful little drive. For this giveaway, simply […]


One Year Ago This Week (April 22nd – April 28th)

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago: » Save Money, Don’t Drive Like a Maniac » How Much Does a Million Dollars Weigh? (Revisited) » On the (In)accuracy of Fuel Efficiency Estimates » The Cost of Not Answering the Phone And this is what was happening over at Raising4Boys […]


Asset Allocation in our TIAA-CREF 457(b)

After sneaking the paperwork in just under the wire, I finally received confirmation that my optional 457(b) retirement account is up and running and ready to receive my contributions. Enrollment actually involved two steps – first, I had to get a signed salary reduction agreement to my employer before the end of the month. Next, […]


H&R Block USB Flash Drive Giveaway #4

Time for another USB flash drive giveaway! This is the fourth of five such contests that I’m running between now and Tax Freedom Day (April 30th). As a reminder, this is a 256 MB USB flash drive that comes preloaded with TaxCut Premium Federal + State. Even if you don’t need the tax software, it’s […]


Weekly Roundup – 04/27/06

Here’s a quick look at some of the articles that caught my eye over the past week.


Vanguard Removes Annual Account Fee

In case you didn’t know, Vanguard has traditionally levied a $10 annual account fee on IRAs (traditional, Roth, or SEP) and ESAs with a balance of less than $5, 000, index fund accounts with a balance of less than $10, 000, and all non-retirement accounts with a balance of less than $2, 500. Going forward, […]


links for 2007-04-26

Dave Ramsey Resources and Links A collection of online resources related to Dave Ramsey. (tags: credit debt finance) Department of Agriculture data breach: 150, 000 at risk “Department of Agriculture to offer free year of credit monitoring to those potentially exposed by government Web site.” (tags: identity theft privacy) 4 tax traps to avoid in […]


The Cost of a Wired World

The other night I ran across an interesting tidbit in the most recent issue of MacWorld… It seems that a recent study revealed that the amount of electricity required to run the world’s computer servers has doubled since 2000. As of 2005, it cost businesses worldwide $7.2 billion run their servers (just considering the energy […]