Carnivals – Week of 08/27/07

FiveCentNickel participated in three carnivals this week. Here they are along with links to my articles that were included in each. The Carnival of Personal Finance included “How to Make Money in the Stock Market.” The Carnival of the Capitalists included “How to Make Money in the Stock Market (Revisited).” The Best of Me Symphony […]


Capital One – Intentionally Harming Credit Scores?

I was recently listening to Clark Howard when the subject of Capital One credit cards came up. As you may or may not know, Capital One only recently started reporting credit limits to the credit bureaus. Previously, they had been reporting the highest balance in place of the actual credit limit.


Do You Need Longevity Insurance?

Have you ever heard of “Longevity Insurance?” In short, longevity insurance is a relative new form of insurance that provides you with a guaranteed stream of income later in life, typically starting after you turn 85. To get longevity insurance, you have to make a substantial upfront payment 20 or so years earlier.


How to Make Money in the Stock Market, Re-Revisited

In the comments to my post on how to make money in the stock market, Jonathan pointed out another post on the same topic, but with a different slant. In short, The Finance Buff argued that the odds of missing the 10 best days over 20 years are so slim that stats such those that […]


First Time Home Buying: Using IRA to Buy a Home

It’s fairly well know that if you’re not at least 59-1/2 years old, you can’t generally take a distribution from your traditional or Roth IRA (or SEP-IRA, for that matter) without incurring a 10% penalty (note that Roth IRA contributions can be withdrawn at any time, for any reason, without incurring a penalty). There are, […]


From the Archives (August 19th – August 25th)

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this week: » Spending Money to Save Money » Dish Network Customer Service STILL Sucks » Summer Electric Bill Pain » Termite Control: Sentricon vs. Termidor » Marriage by the Numbers And here’s what was going on two years ago: » Sandwiches […]


Weekly Roundup – Anniversary Edition

Yesterday my wife and I celebrated our 11th wedding anniversary. It’s hard to believe all the things we’ve experienced and how much our lives have changed in the past eleven years. Fortunately, pretty much all of these changes have been for the better. We now have four fantastic boys, our finances are on the rise, […]


How to Make Money in the Stock Market (Revisited)

As a followup to yesterday’s post on how to make money in the stock market, I thought I’d expand out the numbers and include the full dot com debacle rather than cutting off the analysis in 2001. Thus, I pulled the split-adjusted closing value of the S&P 5000 for every day from July 1, 1982 […]


Carnivals – Week of 08/20/07

FiveCentNickel participated in three carnivals this week. Here they are along with links to my articles that were included in each. The Carnival of the Capitalists included “Money and Happiness.” The Carnival of Personal Finance included “It’s Okay to Spend Money.” The Best of Me Symphony included “Eco-Friendly Energy Savings.” Also included was “A Private […]


How to Make Money in the Stock Market

Words of wisdom from Peter Lynch: “The real key to making money in stocks is not to get scared out of them.” -Peter Lynch And if you don’t trust Peter’s judgment, consider this…