Open Enrollment Time

It’s that time of year again… Time for benefits open enrollment… I was just looking through our options, and it appears that we’ll be sitting tight with our current options this year. The biggest change is that we’ll be paying 14.5% more for health insurance this year (and so will my employer). The good news […]


401(k), 403(b) and 457(b) Contribution Limits for 2008

A reader named Tom recently wrote in with the following question: I have been looking online for 2008 403(b) contribution limits and can’t find the info. Can you tell me what the 2008 403(b) contribution limits are? Or where I can find them? After a bit of digging, I was able to find the answer… […]


From the Archives (October 21st – October 27th)

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this week: » How to Order Checks Without Getting Ripped Off » Checkbook Security » Lose Weight, Save Gas And here’s what was going on two years ago: » Opening an Emigrant Direct Savings Account (Part II) » Bernanke Tabbed as Greenspan’s […]


Weekly Roundup – Waiting for Windows Edition

I noted the other day that we’ve hit a bump in the road with our home renovation — our windows arrived, but they were the wrong ones. They all had the wrong glass, which can easily be swapped out later, but some of them were also the wrong size. This means that they can’t close […]


Home Renovation Progress (and Property Tax Assessment)

This past week didn’t see much progress on our home renovation. Both the addition and workshop are roofed, sheathed, wrapped, and partially sided. Our new deck is also in (and it’s fantastic), but… Not much has happened over the past week or so because the new windows were delayed. The good news is that the […]


Busy Schedules: Money Saver or Money Waster

We’ve recently been totally slammed schedule-wise… We’re coaching three soccer teams (fortunately only three of our four boys are playing age), my workload has ratcheted up about ten notches, we’ve had sick kids, which means doctor’s appointments, a backlog of homework, etc. Oh, and we’re in the midst of a relatively major home renovation. All […]


Feeling Rich: Words to Live By

I just ran across this little tidbit and thought I’d share it with you: “If you want to feel rich, just count the things you have that money can’t buy.”


Yet Another Reason to Value Your Credit Score

Here’s one more reason to take care of you almighty credit score, courtesy of a reader named ‘kitty‘, who left the following comment* on my recent post about avoiding utility deposits with good credit: When you open an online savings account they check your credit score. If they don’t like it or cannot find it, […]


Another Reason to Value Your Credit Score

I’ve written previously about reasons you should care about your FICO credit score. While the five reasons that I listed are quite important, a commenter chimed in with one that I left out. Having a good credit score has enabled me to avoid deposits on many accounts, mainly utilities when I’ve moved. This was particularly […]


From the Archives (October 14th – October 20th)

Here are some of my favorite FiveCentNickel (subscribe) posts from a year ago this week: » Withdrawing Funds From Upromise » Is Ethanol the Answer? » Opening a Vanguard SEP-IRA and Executing a Direct Rollover » Plastic Bags for Fifty Cents at Airport Security And here’s what was going on two years ago: » Money […]