Do You Need Disability Insurance?

My husband and I have recently been reviewing our insurance coverage to figure out exactly we need as a married couple with no kids. Last week, I shared some thoughts on health and life insurance. One of the most frequent responses to my previous post was that we should also be thinking about disability insurance. […]


Debt Reduction: Share Your Story

I frequently get e-mails from people who are in over their heads and looking for advice on how to get out of debt. While I do my best to point these people to relevant articles and provide some general guidance, I never hear back from them as to how things are going. With that in […]


Reinvest Automatically With Lending Club

As of this week, I’ve collected $28.69 in Lending Club loan repayments, which corresponds to $20.09 in principal and $8.95 in interest. Since I now have over $25 sitting in my account, it’s time to reinvest in another note. Regular reinvestment is an important part of maximizing your Lending Club returns, as your cash balance […]


Strategies to Curb Lifestyle Inflation

“It is an unfortunate human failing that a full pocketbook often groans more loudly than an empty stomach.” -Franklin Delano Roosevelt One of the greatest threats to an increase in income is simply the passing of time. Without proper awareness and discipline, slow and steady salary increases can go virtually unnoticed, and most definitely underutilized. […]


Quit Shopping, Save Money

This is a guest post by J. Money of Budgets are Sexy. If you like what you see here, please consider subscribing to his RSS feed. If you can go two entire weeks without spending a penny on anything other than bills, your mortgage (or rent), and food, you will impress the pants off of […]


Insurance Needs for a Couple with No Kids

My husband and I have recently been reviewing our insurance coverage to figure out exactly we need as a married couple with no kids. We want to have enough coverage to handle personal disasters without draining our finances, but we don’t want to waste money on unnecessary coverage. Our two biggest needs are health insurance […]


Everbank Raises Rates

It’s been a long time since we’ve seen an online bank increase their interest rates, but… I recently received an e-mail from EverBank saying that they’ve bumped up the rate on their “Yield Pledge” Money Market Account. The calculation is a bit convoluted, but they’re offering an introductory rate of 3.01% APR (3.06% APY) on […]


What to do When Your Job is in Jeopardy

This is a guest post from Kevin Mercadante of Out of Your Rut. Kevin is also author of Lighten Your Load, an e-book focused on reducing living expenses while still maintaining a comfortable lifestyle. If you lose your job, hear rumors of layoffs at your company, or pick up just about any other indication that […]


Avoiding Do-It-Yourself Disasters

As we head into the 4th of July weekend, I thought I’d lighten things up a bit, so… Have you ever had a do-it-yourself disaster? I’m talking about cases where you tackled a project yourself in the name of saving money and wound up creating an even more expensive repair for yourself. Know your limits […]


Credit Card Processing Fees

This is a guest post from Manshu of OneMint. If you like what you see here, please consider subscribing to his RSS feed. Have you ever noticed that some retailers don’t accept certain credit cards? For example, while Visa and MasterCard are widely accepted, American Express card are often turned away. The reason for this […]