Six Ways Kids Can Earn Extra Money

Kids have earned money for generations by selling lemonade, walking neighbors’ dogs, and mowing lawns. Those ideas still work, but maybe your kids want something a little more clever or out-of-the-box. Here are six unconventional ways kids can make money. Grow plants Every spring homeowners around the country dig holes in their yards and insert […]


How to Negotiate Your Salary

If you’re in the market for a job, you may be wondering how best to handle the most uncomfortable part of the interview… The salary discussion. Well, I recently ran across an interesting tidbit on the topic from a headhunter named Noel Smith-Wenkle. Obviously, there are a couple of major factors at play here that […]


Five Home Insurance Red Flags and How to Avoid Them

During a recent wind storm, a friend was awakened during the night by a loud banging sound. Moments later, her neighbor called, saying that he had big pieces of her home’s siding on his front lawn. My friend’s first thought was, “How will this claim affect my home insurance rate?” After hearing all the horror […]


Inflation and the Billion Prices Project

When it comes to planning for your financial future, inflation is a huge issue. In fact, given the historic annual inflation rate of 3.75% a million dollars today will be worth just over $190k in 50 years. Moreover, using that historic rate along with the rule of 72, we can further conclude that prices will […]


Important 2011 Tax Filing Deadlines

With the 2010 tax filing deadline safely behind us, I want to turn your attention to important tax-related deadlines for the remainder of the year. The most relevant dates for me are the estimated tax payment deadlines, though I’ve also requested filing extensions in the past. March 15th, 2011 – This was the deadline for […]


Protecting the Older Generation Against Financial Fraud

There’s a special and fiery place in hell for people who would try to rip off the life savings of retirees and senior citizens. And yet we know they exist, based on countless reports of frauds perpetrated against older Americans. These snakes (and that’s unfair to the real reptiles) presumably wake up each morning, and […]


Get 10k Bonus Points ($100) from the Chase Sapphire Card (No Annual Fee)

On the heels of last week’s 40k bonus points after meeting spend requirements for the Chase Sapphire Preferred card, I wanted to point out another deal from Chase… This time around, you can get 10k bonus points from the Chase Sapphire card (i.e., the non-preferred version). What’s the difference? Well, in this case, the bonus […]


Sell Your Stuff to Amazon

Do you have textbooks, video games, movies, or electronics that you no longer use? If so, you might consider selling them to Amazon via their new “Trade-In” platform. The service is still in beta, but it appears to be fully functional and some of the prices are actually quite good. Here’s how it works: Search […]


Personal Endowments, Revisited

Earlier this week I proposed the idea of building a personal endowment. In short, this involves building an investment portfolio that is 25x-33x your annual living expenses. If you can achieve this goal, then you can fund your ongoing expenses from your investment income, without ever having to touch the principal. Given the large numbers […]


Chase Sapphire Preferred Card – 50, 000 Bonus Points ($625)

A while back, I wrote about a 25k point signup bonus from the Chase Sapphire Preferred card. Well, guess what? They’ve sweetened the deal, and are now offering a juicy 50k bonus points after you spend $4, 000 on purchases using the card in the first three months of card membership. Once you earn the […]