What are the 2012 Traditional and Roth IRA Contribution Limits?

With just a few days left before the New Year, I thought I’d put together a quick post on IRA contribution limits for 2012. As a reminder, contribution limits have been indexed to inflation since 2008, and can increase in $500 increments (as necessary). As you can see from the table below, however, nothing has […]


Mobile Banking Security

When is the last time you were inside your bank? It’s probably been awhile. With ATMs and online banking, and mobile banking, there’s rarely ever a need to visit a teller. And with the growing number of banking apps, we can virtually carry our banks in our pockets and purses. But at what cost? Mobile […]


Chase Freedom Reward Categories for 2012 – Plus a $100 Bonus

With New Year’s Day nearly upon us, it’s time to think about signing up for the next round of bonus categories on your rewards credit card. As you may recall, most cash back credit cards have moved to a base 1% level of earnings with rotating bonus categories, and you need to sign up for […]


Tips for Returning Unwanted Gifts

With Christmas in the rearview mirror, it’s time to deal with the aftermath. Did you love your gifts? Or did some of them miss the mark? While it’s the thought that counts, you may be thinking about returning or exchanging one or more of your gifts. With that in mind, I wanted to share a […]


Quit Quashing the Quirky: Support Small Businesses

Years ago, I was assigned to write a series of Chicago Tribune articles set in Princeton, IL, the historic Bureau County seat that grew up along U.S. Rt. 6, about two hours west of Chicago, and an hour east of the Quad Cities. After I wrapped interviews one day, the Princeton Chamber of Commerce director […]


Save Money by Asking for Discounts

Last night I saved $228 (plus tax) with a 10 minute phone call. How? Easy. I called our DSL provider and asked for a discount. While poking around on their website, I noticed that they were offering their 6 Mbps DSL service (our current level) at a promo rate of $19.99/month for new customers. Given […]


Intuit Promises to Add Lion Support for Quicken 2007

Here’s a bit of good — albeit very overdue — news for those of you who have been waiting for Intuit to fix the Quicken 2007/Lion situation… As you may know, Quicken for Mac 2007 does not currently work on Apple’s latest operating system, Mac OS X 10.7 (Lion). I understand the frustration this may […]


Cash Gifts vs. Gift Cards: Pros and Cons

Cold, hard cash… Or glittery gift cards? It’s an ongoing conundrum every holiday season. If you’re like me and you have a particularly challenging list of friends and relatives to buy for, this is the burning question. For those looking to choose one or the other, consider the pros and cons of both. Gift card […]


Discover More Card $150 Signup Bonus

This is just a quick note to let you know that the Discover More card is currently offering a $150 signup bonus. It’s been over a year since I last wrote about a Discover signup bonus, and this one is twice as rich as the last one. To qualify for the bonus, you need to […]


How to Give Your Budget a Tune-Up

This is a guest post from Jessica Ward. It happens to many of us: we design a lean, mean budget, but over time, like a worn-out rubber band, it begins to lose its pull. Sure, it’s still there and still performing its duty, but it isn’t the well-tuned machine it used to be. You might […]