Archive for June 2012

Education Costs Continue to Increase

Written by Nickel - 10 Comments

Guess what? According to the US Department of Education, the average tuition price tag at public four-year universities increased 15% from the 2008-2009 school year to the 2010-2011 school year. For the most part, these increases have been driven by cuts to state support for higher education. The 15% average increase works out to an […]

Read the full article »

Published on June 29th, 2012
Modified on July 1st, 2012 - 10 Comments
Filed under: Education
add to tip'd - stumble it - digg it

Risk Happens

Written by Nickel - 5 Comments

While perusing the Bogleheads discussion forum, I recently ran across an interesting discussion about ways of taking on additional risk to increase expected returns. In short, the discussion-starter says that he’s socking away as much as he can in a fairly typical three-fund portfolio but that the expected 7-8% returns won’t get him to where […]

Read the full article »

Published on June 29th, 2012
Modified on July 1st, 2012 - 5 Comments
Filed under: Saving & Investing
add to tip'd - stumble it - digg it

Mail Order Friends of the Frugal

Written by Jeffrey Steele - 8 Comments

Remember the last time you were skimming across the clouds in a big commercial jetliner, looking to pass the time? You may have fished one of the glossy catalogs from the seat pocket in front of you, and flipped through the pages of amazingly ingenious and high-priced items. If only you won the lottery, or […]

Read the full article »

Published on June 28th, 2012
Modified on July 1st, 2012 - 8 Comments
Filed under: Consumer,Frugality
add to tip'd - stumble it - digg it

Finding the Best Business Bank Account

Written by Nickel - 9 Comments

A reader named Paul recently wrote in asking for recommendations for a good business checking account. He’s been dealing with Chase, which has recently instituted a $20 monthly fee for accounts with balances below $7500. Ouch! My personal experience has been with a “Business Economy Checking Account” from Bank of America, which pays zero interest […]

Read the full article »

Published on June 27th, 2012
Modified on September 27th, 2013 - 9 Comments
Filed under: Banking,Self Employment
add to tip'd - stumble it - digg it

How Much Does She Spend? Why Comparing Yourself to Others Is a Mistake

Written by Sarah Gilbert - 9 Comments

I spend too much time thinking about how other people spend money. (But! I’m a personal finance writer!) When someone mentions how hard it is to be a working mother in a two-income family, I think, but that’s a path you chose, working out in my head how possible it might be for that family […]

Read the full article »

Published on June 26th, 2012
Modified on July 1st, 2012 - 9 Comments
Filed under: Consumer,Frugality
add to tip'd - stumble it - digg it

Should Dividend Payment Dates Matter?

Written by Nickel - 3 Comments

Awhile back I ran across an article asking whether you should worry about dividend payment dates when constructing a dividend-focused investment portfolio. In short, Evan (the author) was wondering if he should be assembling a collection of stocks that pay dividends evenly throughout each quarter. In other words, if you spread your investments across stocks […]

Read the full article »

Published on June 25th, 2012
Modified on July 1st, 2012 - 3 Comments
Filed under: Saving & Investing
add to tip'd - stumble it - digg it

Lending Club High vs. Low Risk Loan Experiment Complete

Written by Nickel - 15 Comments

A little over three years ago, I initiated an experiment with Lending Club. I took $1000 and split it into two auto-selected loan portfolios. With the first $500, I cranked the risk slider all the way down to the lowest level. With the other $500, I cranked it all the way up to the highest […]

Read the full article »

Published on June 22nd, 2012
Modified on February 26th, 2013 - 15 Comments
Filed under: Saving & Investing
add to tip'd - stumble it - digg it

Ensuring the Acorns Fall Far From the Oak

Written by Jeffrey Steele - 7 Comments

T. Rowe Price recently released a new survey that revealed some surprising factoids. The 2012 Parents, Kids and Money Survey revealed that kids age 8 to 14, who tend to listen to their parents on few other topics, would actually appreciate more advice on money matters from mom and dad. Not only are they interested […]

Read the full article »

Published on June 21st, 2012
Modified on July 1st, 2012 - 7 Comments
Filed under: Education,Saving & Investing
add to tip'd - stumble it - digg it

Citi Bonus Cash Back Reward Categories for Summer 2012

Written by Nickel - 3 Comments

EDITORS NOTE: THIS OFFER IS NO LONGER AVAILABLE. Here’s some info on the upcoming bonus categories for the Citi Dividend Platinum Select Visa credit card… As you’re likely aware, many credit card companies have switched to a model where they offer a base level of rewards (typically 1%) plus bonus rewards (usually 5%) in certain […]

Read the full article »

Published on June 20th, 2012
Modified on November 22nd, 2013 - 3 Comments
Filed under: Credit Cards
add to tip'd - stumble it - digg it

Evaluate Your Expenses

Written by Nickel - One Comment

Earlier this week I wrote about the effect of investment fees on your returns. The upshot was that if you really want to understand how damaging high fees can be, view them in the context of your returns not your portfolio balance. Similarly, I want to encourage you to think about expenditures in the context […]

Read the full article »

Published on June 20th, 2012
Modified on July 1st, 2012 - One Comment
Filed under: Frugality,Saving & Investing
add to tip'd - stumble it - digg it
Disclaimer...
Because rates and offers from advertisers shown on this website change frequently, please visit referenced sites for current information. This website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.