Think Twice Before Rolling Over Your 401(k)

As we ring in the New Year, people are often inspired to clean up their finances. One popular move is to roll your old 401(k) plan into an IRA. In many cases this is a good decision — but not always. In a recent article on MarketWatch, Mike Piper of Oblivious Investor fame shared with […]


Pay It Forward by Re-Gifting

The story’s unfolded countless times, with many variations. The recipient of a thoughtfully wrapped holiday gift tears off the shiny paper to find a lovely present, and as she’s casting the gift box an admiring glance, a card tumbles onto her lap. “How nice!” she thinks. “The gift-giver cared enough about me to include a […]


401(k), 403(b), and 457(b) Contribution Limits for 2013

Does your employer offer a retirement plan such as a 401(k), 403(b), or 457(b)? If so, then you might be interested in knowing that the contribution limits for these account types has increased for 2013. This means that individuals under age 50 can contribute up to $17, 500 to their 401(k) account this coming year, […]


Merry Christmas!

This is just a quick note to wish you a Merry Christmas. If you’re not celebrating Christmas, then have a great couple of days off. Also keep in mind that there’s only a week left in 2012, so be sure to make those charitable contributions and wrap up any other last minute tax issues before […]


What are the 2013 Traditional and Roth IRA Contribution Limits?

With just a week to go before the New Year, I thought I’d put together a quick post on IRA contribution limits for 2013. As a reminder, contribution limits have been indexed to inflation since 2008, and can increase in $500 increments (as necessary). As you can see from the table below, nothing had changed […]


Nine Cheap Holiday Events that Won’t Tax Your Wallet

A holiday with all the trimmings can seriously trim your bank account.


Details on the ING Direct/Capital One 360 Transition

Not quite six weeks ago I talked about the looming transition of ING Direct into Capital One 360. At that time, details were scarce. They did, however, promise that additional information would be forthcoming in December. Well, earlier this week I received that info. Here’s a rundown of what I learned… For starters, your account […]


Credit Card Fraud: It Can Happen to You

This wasn’t supposed to happen to me. You see, as a financial writer, when I cover a story about credit card fraud, it’s supposed to be in the third person — about what happened to some unfortunate victim, or about how laws help protect consumers, etc. It’s not supposed to be in the first person. […]


TurboTax Military Edition

This is kinda cool… Intuit has released a “Military Edition” of TurboTax that’s free (through Feb 14, 2013) for junior enlisted personnel (E-1 to E-5) and discounted for those at higher ranks (E-6 to E-10 and officers). Junior enlisted personnel will get a free federal and state return. For those at higher ranks, it will […]


Negotiate Your Salary at the Outset

I’ve always felt that one of the biggest things you can do to improve your lot in life is to negotiate a better salary before accepting a job. Think about it… Not only will you earn more out of the gate, but your subsequent raises will also be based on this amount. That means that […]